U.S. plan to shut down cell phones and internet in energency. Court ruled no disclosure. Flashback: U.S. condemns cell phone and internet shut down in Egypt and Syria

It seems the courts through a Freedom of information act lawsuit is standing by the U.S. government and not allowing the release of the U.S. governments plan to shut down the internet and cell phone service (plan SOP303) in times of emergencies.   In other words if there was civil unrest.

The reason why the lawsuit was filed in the first place was due to when all cell phone service was cut in San Francisco during the BART unrest.

The court is being asked to revisit their ruling.

The US Court of Appeals for the District of Columbia Circuit in February sided (PDF) with the government and ruled that the policy did not need to be disclosed under a Freedom of Information Act request from the Electronic Privacy Information Center. The court agreed with the government's citation of a FOIA exemption that precludes disclosure if doing so "could reasonably be expected to endanger the life or physical safety of any individual."

EPIC asked the court to revisit its ruling, arguing that the decision, "if left in place, would create an untethered 'national security' exemption'" in FOIA law. On Friday, the court ordered (PDF) the government to respond—a move that suggests the appellate court might rehear the case.

What is as always the case is the U.S.'s position around the world is "Do as we say not as we do".

Remember the U.S. State Department has always condemned other countries for shutting down the internet and cell phone service during unrest.  They condemned Egypt and Syria in 2011 during their unrest for shutting down services.

The U.S. will not release in what situations they would/will cut off all services.  That is a major problem considering U.S. citizens do not 'trust' their government regarding our civil liberties anymore after decades of our rights being abolished.

Just as the Patriot Act is coming up June 1st for renewal, of which I have no doubt will sail through the Congress and Obama will sign it.  Even if millions called to express their displeasure of the Patriot Act and our Constitutional Rights being shredded due to it, they will ignore the people and do as they are told.

The fact that the U.S. even has a plan shows our civil liberties are not provided no matter what.  It proves the U.S. government will take away our rights in seconds because they can.  They will do the same thing here and it has been said they did it during the Ferguson Missouri unrest using 'Stingray'.  

After watching Last Week with John Oliver's video asking people in Times Square who Edward Snowden is and the answers given, I fully realized U.S. citizens are the ones who just don't give a damn.  The U.S. citizens themselves are the ones to blame for what has happened in this country.  We are the ones who have allowed the government to take away our rights, through many decades of ignoring what D.C. did.  We are the ones who have allowed the government and media to have us live through 'fear' and thus allow our Constitution to be shredded due to following the 'fear' mongering.

The truth is, it is up to all of us to change what is happening.  But we first have to change ourselves.  We have to stop following the carrot put in front of us by the media and government,  leading us to our own demise of freedoms in being told what we are suppose to think.  We need to start thinking for ourselves.  We need to start believing in ourselves and not believe what others tell us to.  We need to stand for freedom which is everyone's natural born right.  We need to do all of this in an attitude of Love for ourselves and our country.

It is time for people to wake up in understanding, fear is not the way to live and direct our lives.  Once we stop allowing the government to control our emotions and thoughts through fear we will then gain control of what is happening.

It really is up to all of us and beginning to fully understand our own power and where we put our energy.

Even though this song was written for Africa 30 years ago.  It applies today to ourselves and our country.  
  "There is a choice we are making we are saving our own lives. It is true we make a brighter day, just you and me"  "Let's start giving"  Lets start giving of ourselves! 

CNBC article on 43 Trillion Lawsuit has been taken down just as I thought it would be. Link goes to an empty page now. CNBC Sr. V.P. digital executive two kids killed hours after being put on net.

Yesterday - CNBC page linked below

Today CNBC page linked below ( look at date and time published, they match to show it was the same page)

 The article was taken down that I wrote about yesterday.  I got the screen shots of it on CNBC and so there is proof that it was there and a lawsuit was filed against the banksters and top government officials.

The original link to CNBC is here:  http://www.cnbc.com/id/49555671/  (you can still see the comments left from the article at the bottom of the page and that the article was about the lawsuit.  (Until they make the page a "404" error)

Here is my article about it with the screenshots:

http://sherriequestioningall.blogspot.com/2012/10/43-trillion-dollar-suit-against-us-govt.html

What gives this more of a twist is the horrendous murder of two young children in NYC.  An anonymous/Alison left a comment on the above article, saying that the CNBC Sr. V.P. executive of digital (internet) had his children murdered the same day/hours after the article came out.

Here is the comment:

 Hi Sherrie,

Of course the following could just be a coincidence....

You might also find it interesting to note that the chief exec of CNBC digital Kevin Krim's children were murdered (2 of them) on the VERY same day this article went live.
Supposidly their nanny killed them but I guess we'll never know seeing as she apparently slit her own throat and wrists and is now in critical condition in hospital. I doubt very much she'll make it!
http://www.telegraph.co.uk/news/worldnews/northamerica/usa/9635446/Two-children-stabbed-to-death-in-luxury-New-York-apartment.html

Reads like an episode on Damages...

Alison

I found more articles about the murder of the children online.  Here is one from CNN that has been updated and proclaims the nanny stabbed herself when she heard the mother come in the apartment.
Is it all coincidence that it happened hours after CNBC put the 43 trillion lawsuit online?

 The children's father, Kevin Krim, a senior vice president for CNBC Digital and former Yahoo executive, was en route back home from the West Coast. Police broke the news to him at John F. Kennedy International Airport.

I feel for the family.  I simply can't imagine the most horrendous  nightmare of having your children murdered.

Now CNBC has taken down the article/information about the lawsuit, I figured that would happen and that is why I captured every bit of it on the CNBC website.   I captured it compared to reproducing for three reasons.

One:  It says "copyrighted" at the bottom
Two:  To show and prove it was on CNBC and not made up (which can appear to be when just copying material)
Three:  To have a record of it, when it disappeared off the net. 


FYI:  It does seem they are erasing the whole page, now only 2 comments are left on the page.  There were many more comments yesterday about the lawsuit on CNBC.

I found that Marketwatch has the same information up about the lawsuit at this time.  Here is the screenshot of it on their page:

Question is:  How long will it stay up on Marketwatch and will something happen to an executive or their family there of a horrendous nature or accident?

43 TRILLION dollar suit against U.S. govt. officials and major banks! Accuses of stealing from U.S. people and money laundering. Screenshots of CNBC running it.

UPDATE 10/27/12 - 8 AM est- Article not on CNBC anymore and CNBC digital Sr. V.P. executive's children are murdered just hours after article originally put on CNBC.  



Now this will BLOW you away!

A racketeering lawsuit was filed in the U.S. against top U.S. government officials and the wall street banks!  It is for the tune of 43 TRILLION dollars!

What is even MORE shocking is this information is on CNBC!  Imagine that!

I have captured screen shots of the website, just in case the article gets taken down!  This way there is a record of it.  I am putting the shots in this post along with the information.  

You have to read the article... thousands of complaints have been served to bankers around the world and government officials!  This is HUGE!

The law firm that has brought this suit is the Spire group out of New York.  They have led many suits against the bankers!  They are AWESOME! 

One  small portion....  but the whole article from screen shots are below!  I got it all, as I said in case the article/information gets "disappeared" from the internet!

 Plaintiffs now establish the location of the $43 trillion ($43,000,000,000,000.00) of laundered money in a racketeering enterprise participated in by the following individuals (without limitation): Attorney General Holder acting in his individual capacity, Assistant Attorney General Tony West, the brother in law of Defendant California Attorney General Kamala Harris (both acting in their individual capacities), Jon Corzine (former New Jersey Governor), Robert Rubin (former Treasury Secretary and Bankster), Timothy Geitner, Treasury Secretary (acting in his individual capacity), Vikram Pandit (recently resigned and disgraced Chairman of the Board of Citigroup), Valerie Jarrett (a Senior White House Advisor), Anita Dunn (a former "communications director" for the Obama Administration), Robert Bauer (husband of Anita Dunn and Chief Legal Counsel for the Obama Re-election Campaign), as well as the "Banksters" themselves, and their affiliates and conduits. The lawsuit alleges serial violations of the United States Patriot Act, the Policy of Embargo Against Iran and Countries Hostile to the Foreign Policy of the United States, and the Racketeer Influenced and Corrupt Organizations Act (commonly known as the RICO statute) and other State and Federal laws.

 The complaint - which has now been fully served on thousands of the "Banksters and their Co-Conspirators" - makes it irrefutable that the epicenter of this laundering and racketeering enterprise has been and continues to be Wall Street and continues to involve the very "Banksters" located there who have repeatedly asked in the past to be "bailed out" and to be "bailed out" in the future.

UPDATE 10/28/12 -  Here is the lawsuit in full.


43 Trillion Complaint

Nancy Becker Montgomery Cty. Pennsylvania Sues for Quiet title for MERS homeowners "All like situated"!

 This is so Awesome!

The Montgomery County Pennsylvania Recorder of deeds, Nancy Becker has sued for all "like situated" in Montgomery County (approximately 130,000 MERS households of mortgages) for "Quiet Title".

This is HUGE in my opinion.   The court has denied MERS (defendant's) request for dismissal of the suit.  The court did dismiss the portion of "Civil Conspiracy" of the suit.

What Nancy Becker did was to bring a suit to require assignments and the transfer fee (about $45 each one) to be recorded.  The whole suit is due to the county losing money due to MERS fraud of not recording the assignments of loans.

How did she get the idea to bring a carte blanc class action Quiet Title suit for all homeowners of the county?  

She got it from the defendants brief in another suit when she tried to get assignment fees for previous and current loans.  That suit did not go through but from the defendants own defense they had in the brief that only through a "Quiet Title suit" are they required to show assignments.  (page 24 of the scrib document below).

So from that and putting in the defendants own words, she has now brought a "Quiet Title" suit for all the homeowners in the county.

She has all the information in the fact she has a right to bring a Quiet Title suit in the filing.

It is a GREAT read and an easy one to understand.  

Ya Gotta LOVE IT!

She has made the news before about standing up to the MERS fraud and the county losing money. 


  PA-MontgomeryCo ROD v MERS -Memorandum & Order(1)_10 19 2012

I have come to the conclusion I did after reading the whole suit and my understanding of the suit. I encourage everyone to read it and confirm that it is a suit for all homeowners of MERS mortgages and that she had gotten the "idea" to do this from the defendants own filings in another suit.  So she will now force MERS to show who is assigned the mortgages and thus cause them to start paying the transfer fees to the county for the loans.

I personally feel it is a brilliant move on the part of Nancy Becker.  It would be nice if every recorder of deeds in all counties across the United States did the same as her.

Also would it hurt for everyone to send this to their register of deeds person in their county?  

Obama ordered to a Georgia Court this Thursday 1/26/12 - to answer "Birth Certificate and Natural Born Citizen" suit.

UPDATE -1/26/12- 2:30 PM est - I DON'T KNOW HOW REAL THIS IS .... BUT A DEFAULT JUDGEMENT IS GOING TO BE ISSUED BY THE JUDGE, DUE TO OBAMA NOT SHOWING UP FOR COURT!  IF THIS IS TRUE - THIS IS HUGE!  OBAMA WOULD NOT BE ON THE GEORGIA BALLOT COME NOVEMBER ELECTION! 

UPDATE 1/26 - LIVE STREAM OF THE COURTROOM STARTING RIGHT NOW 9:30 AM

UPDATE - 1/26/12  11:30 am -The hearing is over - Orly has to put her own testimony down in writing.  No ruling date, etc set.

UPDATE 1/26 -  Ga. AG - wrote back to Obama's attorney.

VIA REGULAR MAIL & EMAIL
Michael Jablonski
260 Brighton Road, NE
Atlanta, Georgia 30309
michael.jablonski@comcast.com
RE: Georgia Presidential Preference Primary Hearings
Dear Mr. Jablonski:
I received your letter expressing your concerns with the manner in which the Office of State Administrative Hearings (“OSAH”) has handled the candidate challenges involving your client and advising me that you and your client will “suspend” participation in the administrative proceeding. While I regret that you do not feel that the proceedings are appropriate, my referral of this matter to an administrative law judge at OSAH was in keeping with Georgia law, and specifically O.C.G.A. § 21-2-5.
As you are aware, OSAH Rule 616-1-2-.17 cited in your letter only applies to parties to a hearing. As the referring agency, the Secretary of State’s Office is not a party to the candidate challenge hearings scheduled for tomorrow. To the extent a request to withdraw the case referral is procedurally available, I do not believe such a request would be judicious given the hearing is set for tomorrow morning.
In following the procedures set forth in the Georgia Election Code, I expect the administrative law judge to report his findings to me after his full consideration of the evidence and law. Upon receipt of the report, I will fully and fairly review the entire record and initial decision of the administrative law judge. Anything you and your client place in the record in response to the challenge will be beneficial to my review of the initial decision; however, if you and your client choose to suspend your participation in the OSAH proceedings, please understand that you do so at your own peril.
I certainly appreciate you contacting me about your concerns, and thank you for your attention to this
matter.
Sincerely,
Brian P. Kemp
Georgia Secretary of State
UPDATE 1/25/12 - Obama's lawyers wrote the Georgia Attorney General asking him to take the case away from the Judge who subpoenaed Obama to be in court there tomorrow.  They want the AG to have the case dropped.  Letter is on Orly Taitz site.
____________________________________________________________________________
One Judge in the states has balls.  Even though Obama's attorneys tried to get this case dismissed and then tried to get the subpoena dismissed for him to show up to court in Georgia, the Judge held his ground and said "No."

Obama has been ordered to show up to court in Georgia to answer the case filed against him for not being a "Natural Born Citizen" and having a fake birth certificate.

A judge has ordered President Barack Obama to appear in court in Atlanta for a hearing on a complaint that says Obama isn't a natural-born citizen and can't be president.
It's one of many such lawsuits that have been filed across the country, so far without success. A Georgia resident made the complaint, which is intended to keep Obama's name off the state's ballot in the March presidential primary.
An Obama campaign aide says any attempt to involve the president personally will fail and such complaints around the country have no merit.
The hearing is set for Thursday before an administrative judge.  Deputy Chief Judge Michael Malihi on Friday denied a motion by the president's lawyer to quash a subpoena that requires Obama to show up.

Orly Taitz is the person behind the Birther Push and has been determined to prove Obama is not a Natural Born citizen and his released birth certificate is a fake.


Local news in Atlanta - about Obama being ordered to show up




From what I can gather, Obama will ignore the subpoena to show up to court.

Could all this be True? One Trillion Lawsuit from "The Dragon Family" against Fed Reserve?

I read about this a couple of days ago and it keeps coming up where I go on the internet, so I thought it was time to write about it.

If you aren't aware, there was a One Trillion dollar lawsuit filed in New York, it is against the Federal Reserve.

It was first published on the Courthouse News Service, which is a site that puts out information for lawyers etc.

Here is what they have on the site about it:

MANHATTAN (CN) - An American expatriate in Bulgaria claims the United Nations, the World Economic Forum, the Office of International Treasury Control and the Italian government conspired with a host of others to steal more than $1.1 trillion in financial instruments intended to support humanitarian purposes.

     The 111-page federal complaint involves a range of entities common to conspiracy theorists, including the Vatican Illuminati, the Masons, the "Trilateral Trillenium Tripartite Gold Commission," and the U.S. Federal Reserve.

     Plaintiff Neil Keenan claims he was entrusted in 2009 with the financial instruments - which included U.S. Federal Reserve notes worth $124.5 billion, two Japanese government bonds with a combined face value of $19 billion, and one U.S. "Kennedy" bond with a face value of $1 billion - by an entity called the Dragon Family, which is a group of several wealthy and secretive Asian families.

     "The Dragon family abstains from public view and knowledge, but, upon information and belief, acts for the good and better benefit of the world in constant coordination with higher levels of global financial organizations, in particular, the Federal Reserve System," Keenan claims.

     "During the course of its existence over the last century, the Dragon family has accumulated great wealth by having provided the Federal Reserve Bank and the United States Government with asset assignments of gold and silver via certain accounts held in Switzerland, for which it has received consideration in the form of a variety of Notes, Bonds and Certificates such as those described ... that are an obligation of the Federal Reserve System."

     Keenan says that with accrued interest the instruments are now worth more than $1 trillion. He says the family designated him as its principal in an effort to select certain registered and authorized Private Placement Investment Programs (PPPs) for the benefit of unspecified global humanitarian efforts.

     In his remarkable complaint, Keenan claims that the U.S. government enormous amounts of money - delivered in gold and other precious metals - from the Dragon Family many years ago, and that the money was placed into the Federal Reserve System for the benefit and underwriting support of the dollar, "which was to become and currently remains the global reserve currency".

     Keenan claims the conspiracy began with the illegal detention of two Japanese citizens, Akihiko Yamaguchi and Mitsuyoshi Watanabe, and the seizure of $134.5 billion in bonds they were holding in Italy, in June 2009.

     Yamaguchi can best be described as Keenan's predecessor in trying to place Dragon Family instruments in legitimate PPPs to advance the group's humanitarian aims, according to the complaint.

     Keenan says he came to know both Yamaguchi and the Dragon Family through the Japanese man's efforts on the group's behalf, and that he introduced them to a bank in Cyprus with which they could do business.

     Keenan says that in gratitude, Yamaguchi sought and was granted approval to execute a special power of attorney, whereby Keenan would also act on behalf of the Dragon Family to place their assets in PPPs.

     It was then, he says, that he took possession of the instruments that are the heart of the lawsuit. For his assistance, Keenan says, he was to receive a profit share amounting to 30 percent of any particular PPP he arranged.

     A month after the Japanese men were detained, an man named Leo Zagami, "a self-described 33rd degree Free Mason, who, as of April 2008, had reportedly claimed to be the leader of a breakaway faction of the Knights of Templar and high-level Freemasons centered around the elite of the Masons P2 (propaganda Due) Lodge in Monte Carlo," arrived on the scene, according to the complaint. (Parentheses in complaint.)

     Zagami claimed to be a representative of the Vatican Illuminati and other European sect societies and "had been looking to make contact with certain Asian Secret Societies," the complaint states.

     During a meeting in Japan, he says, he told a contact that Yamaguchi and Watanabe had been "set up" and that he had inside information about the seized instruments.

     Subsequently, he introduced his contact in Japan to defendant Daniele Dal Bosco, a Vatican banker and associate of the P2 Masonic Lodge, who "would be able to 'cash the bonds seized by the Italian Treasury Police,'" according to the complaint.

     The complaint alleges a complicated history with many moving parts and scores of internationally known and unknown characters, the sum of which is that Keenan claims he was entrusted with billions of dollars in bonds by the Dragon Family.

     He claims that soon, he and Dal Bosco were in daily contact via Skype and they arranged to meet in Italy. During these conversations, Dal Bosco represented that he was not only financial advisor to Zagami, but also to the Vatican, Vatican City, Rome, and the treasurer for the P2 Masonic Lodge.

     As a result, Keenan said, although he tried keep personal possession of the financial instruments with which he was entrusted, he nevertheless came to trust Dal Bosco, and turned the bonds over to him for "temporary safekeeping and custodianship".

     Dal Bosco absconded with the bonds and sought assistance in selling the instruments "in the global marketplace through stealth, conversion and bribery," Keenan claims.

     He claims that as the conspiracy continued to unfold, various high level officials repeatedly offered him a bribe of $100 million to "release" the instruments without disclosing their theft to the Dragon family, and to allow the instruments to be converted to a so-called UN "Sovereign Program" wholly under the auspices, protection and umbrella of the sovereign immunity enjoyed by the defendants.

     Other defendants include UN General Secretary Ban Ki-Moon, Former Italian Prime Minister Silvio Berlusconi, Giancarlo Bruno, who is identified as head of the banking industry for the World Economic Forum, Italy's ambassador to the UN Cesare Maria Ragaflini, Ray C. Dam, president of the Office of International Treasury Control, and David A. Sale, the deputy chief of the council for the cabinet of the OITC.

     Keenan seeks the return of the stolen instruments, punitive damages and court costs on multiple claims of fraud, breach of contract and violation of international law.
     He is represented by William H. Mulligan Jr., with Bleakley, Platt & Schmidt of White Plains, N.Y.

It seems very complicated and if any of this is real then any real gold in Fort Knox is not the U.S.'s gold.

I have not ever followed David Wilcock before but he has an article up about it and he is now saying he has gotten death threats for putting it out to the public more.

There is a lot of information on his site about it, including screen shots etc and videos where FOX news discussed all the U.S. bonds confiscated in Italy.  I remember that story very well in fact and it was splashed across the news and then there was silence and nothing more has been disclosed about it.

Here is the FOX news story about the bonds that is also on Wilcock's site:






So could the whole financial system come crashing down due to this lawsuit being real? 

I find it very interesting and hopefully will be able to find continuing information about it as time goes by to keep watching what is happening with it.

MBIA Bond Insurer suit against Bank of American for Fraud Mortgages - NY Court hearing postponed

MBIA - a bond insurer sued Bank Of American for them to buy back/repay billions of loans insured by the company, due to all the fraud.

The court hearing was to be today, but has now been postponed until October.

This is part of the reason why Bank of America wants it's settlement made with all the Attorneys Generals of all the states, so they are only liable for 8 billion and then it makes this suit null and void as they will have settled with the state AGs.

MBIA has said 8 billion is not enough for them alone.

Bank of America is arguing the courts can not rule against them, as it will adversely affect the bank and opens the door for others. 

BOA tried to stop MBIA in earlier court proceedings from using samples of the type of fraud loan documents being used for their mortgages in their case against them.

When BOA purchased Countrywide in 2008, the largest mortgage company in the U.S. at the time, Countrywide had signed an agreement with MBIA saying they would "buy back any loans with misrepresentations in them".  So BOA took on that liability when they purchased Countrywide and now they are fighting it.

Some have estimated the buy back liabilities at $74 billion for BOA. 

BOA is in talks with 22 investor bond holders, trying to settle for 40% of the mortgages and their settlement made with the AG's would encompass the 8 billion being offered.

The case is MBIA Insurance v. Countrywide Home Loans, 602825-08, New York State Supreme Court (New York County).

This is all why BOA is rushing the state AGs to settle their fraud and sanctify them committing crimes against their investors and the homeowners of the U.S.

If the AG's settle and allow BOA to have defrauded billions and billions from their investors and bond insurers, I believe BOA will go down.  What investor or bond holder would touch another one of their fraud loans, as they lost billions and billions due to them?  BOA will hopefully become a piranha as they are in the investment world of MBS.

Very small portion of article:

Bank of America, in its talks with 22 of the world’s largest debt investors, argued that any loan repurchase would require loss causation be proven, according to a filing in New York state court of an expert opinion by Brian Lin, a managing director at RRMS Advisors. Those negotiations led to the proposed $8.5 billion settlement. 

Lin said a settlement between $8.8 billion and $11 billion would be reasonable, relying in part on an assumption that investors would be successful in getting Bank of America to repurchase only 40 percent of misrepresented loans. The investor group had argued that they thought a success rate of 50 percent to 75 percent was more reasonable, according to his opinion filing.

AIG sues Bank of America and Merril Lynch over all the FRAUD Mortgages they sold investors and AIG insured!

WOWSA WOWSA WOWSA - They are now going after each other.  Wall Street fraudsters are suing other Wall Street fraudsters over the FRAUD of mortgages!  Dog eat dog scenario. 

AIG is an insurer who insures mortgages for big Wall street firms.  They are the same ones the government had to bail out in 2008/2009, due to all their losses in mortgages.

Well it seems everyone is coming right out and suing over the FRAUD of mortgages.

Zerohedge has an article about Bank of America going down in stock price and they have the information about AIG filing suit against BOA and Merril Lynch last night.

Update - Bloomberg also has an article about Bank of America and their 20% drop in stock today, they mention the AIG suit against BOA.

This is awesome and I can just imagine this will help open the door to every investor in the world who put money in MERS mortgages, since they are all fraud.

AIG probably filed this fast, due to the settlement BOA has been pushing with the government, which would sanctify their fraud and block any lawsuits or litigation against their mortgage fraud.

Please remember every single Wall Street bank is in the same boat as BOA, it is just they get all the attention and suits, since they have the most mortgages outstanding in the United States.

Every single Wall Street bank should have a suit filed against them, including Warren Buffet's Wells Fargo Bank.  They are all part of the fraud and commit fraud every time they foreclose on anyone or even write a mortgage.


Go to the Zerohedge link to see the papers filed by AIG against BOA and Merril Lynch. 

A comment about all the outrage over S&P's downgrade of the U.S.  The U.S. credit rating has been fraud for years and should have already been downgraded due to the debt and all the printing by Bernanke.  Which more printing is expected to be announced tomorrow by Bernanke in the start of QE3.  That will provide all the fake prop up of the stock markets and help JP Morgan continue all their manipulations of metals.

One other thing, where is the outrage to the credit ratings for all their fraud they committed for Wall Street in rating AAA mortgage bonds, when they knew they were junk?  Why should anyone even listen to a credit rating?  Why can't people look and read and study what is going on and see for themselves? All ratings are based on fraud and it is all just a game and cover up.

All those who are looking to buy Foreclosures Cheap.... You may want to think twice about that! I Believe Class Actions will be beginning throughout the U.S. for Previous MERS Foreclosures this year! Bet ALL Title Insurance Companies will Stop Insuring Foreclosed Homes!

I believe we will be seeing Class Action Suits in All the States against MERS and ALL MERS Servicers and Banks this year!  Once that happens, you can be assured ALL Title Insurance companies will not even touch insuring the title of ANY foreclosure!

What does that mean to investors who buy foreclosures?  Means you may possibly be out money and a house after it is all said and done (then you can start your own lawsuits)!  But besides that banks will have trouble even selling foreclosures in the future, if Class Actions start!  Who in their right mind would buy a foreclosure, if there are lawsuits and the all MERS foreclosures were done through FRAUD?!

So............ Just something for all the investors to think about!  I would not touch a foreclosure with a 10 foot pole, even if it was 1/4 the price of the market value!

I do believe (heard through the grapevine, so to say) Class Action Suits will begin this year on already foreclosed homes - Over MANY YEARS - Foreclosed homes - NOT just the last few years - BUT since MERS was started!  Think about that one!  How many millions are out there from the 1990s to now?   Imagine the tail spin the real estate world will be going into, considering foreclosures make up the majority of the property for sale! 

SO BUYERS BEWARE - SERIOUSLY CONSIDER THE FUTURE RAMIFICATIONS OF BUYING A FORECLOSED HOME!  If you have already bought one?  Well...... life may get a little interesting this year!

MERS - Mortgage Electronic Registration Service - FRAUD - Lawsuits - Stopping Foreclosures! All Information to FIGHT a Foreclosure against MERS!

Click on title next to Update - it will take you to the post and information of that update.****

UPDATE 10/27/12 -  Exclusive interview - Banks stealing people's property who have never missed a payment through "appraisals".

UPDATE 10//23/12 - Pennsylvania Montgomery County Sue MERS for Quiet Title for (130,000) homeowners!

UPDATE 9/20/12 (sorry I see I have not been putting my MERS updates here in the last few months)   Update:  Washington State Supreme Court ALL MERS foreclosures are FRAUD! Those foreclosed on the in the past can SUE MERS for FRAUD! 

UPDATE 6/6/12 - NY AG hires Prosecutor for Mortgage Fraud

UPDATE 6/6/12 - Urgent Email from Lawyer who has a Class Action Suit against Deutsche Bank.

UPDATE 5/30/12 - Class Action Suit against Citibank for not responding to RESPA letters.

UPDATE 5/15/12 - Defense against a Fraudclosure - Do NOT use "Wet Ink" for it! 

UPDATE 4/30/12 - Class Action against Banks for ALL Homeowners for fraud and Money laundering of Wall Street. 

UPDATE 4/25/12 - Leaked email shows the extent of Fraud banks will commit to Illegally Foreclose on property. 

UPDATE 4/16/12 - Class Action Suit against Aurora and HSBC in California. 

UPDATE 4/10/12 - MERS how it began.  Informing yourself about the Fraud - Detailed article about it and Fighting a Foreclosure! 

UPDATE 2/12/12 - Be Happy about the AG settlement with the Banks. The banks have now admitted to committing foreclosure fraud.  It helps us in court. 

UPDATE 11/22/11 - Latest Foreclosure News - Baum Law Firm Shutting Down 

UPDATE 11/14/11 -  Latest Foreclosure Fraud News for 11/14/11

UPDATE 11/11/10 - Latest Foreclosure Fraud News - Fremont out of business yet still foreclosing?  Judge says "NO"!

UPDATE 11/9/11 - Latest Foreclosure Fraud News

UPDATE - 11/2/11 - Obama trying to ram bank sweetheart deal through with AGs, Congresswoman Marcy Kaptur is calling for "Occupy Foreclosures"

UPDATE 10/21/11 - Mass Register of Deeds calling for a HALT TO ALL FORECLOSURES - Mass. AG Coakley Suing Banks for Foreclosure FRAUD! 

UPDATE 10/18/11 - Calling all Class Action Lawyers - Get Going - MASS. SUPREME COURT RULING: ALL PAST FORECLOSURES ILLEGAL! 

UPDATE 9/16/11 - Classic! More Banks suing each other over Mortgage FRAUD! 

UPDATE 8/29/11 - Sue the Bank - Lawyers Uniting for homeowners around the Country

UPDATE 8/18/11 - MBIA Bond Insurer suit against Bank of America Fraud Mortgages- Postponed 

UPDATE 8/17/11 - State Attorney Generals allowing and Sanctifying Fraud of Wall Street - Covering it up! 

UPDATE 8/8/11 - AIG sue Bank of America and Merril Lynch over all the Mortgage FRAUD they have committed.

UPDATE 8/3/11 - Government to Sanctify Bank of America Foreclosure Fraud?

UPDATE 7/23/11 - Best Explanation of Why the Banks are Getting away with FRAUD - From Michael Rivero of WhatReallyHappened.

UPDATE 6/28/11 - Bank of America to Pay 8.5 BILLION to Investors due to Mortgage FRAUD! 

UPDATE 6/13/11 - Huge Ruling Against MERS - NY Appellate Court

UPDATE 4/21/11 - Erin Barnett, Rick Santelli of CNBC and Joe Lavorgne of Deutsche Bank can go FU*& themselves!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

UPDATE 4/3/11 - 60 Minutes Expose on Foreclosure Fraud of the Banks

UPDATE 3/7/11 - Attorney Generals of the States HAVE SOLD THEIR SOULS TO THE BANKS FOR MONEY!  Settlement with Banks!

UPDATE 3/3/11 - Jeff Thigpin N.C. Register of Deeds Taking ON MERS! 

UPDATE 3/3/11 - My kind of Lawyer George Babcock- Passionate calls banks "Evil Forces"

UPDATE 3/2/11 - HSBC- a MERS bank Suspends ALL Foreclosures!

UPDATE 2/28/11 - Bank Of America - Paid out 46 Billion in 2010 to Pimco and Fed for FRAUD MBS!

UPDATE 2/24/11 - Naked Capitalism phone conversation with MERS counsel - MUST READ!

UPDATE 2/21/11 - NY Supreme Court Rules - EMC (MERS) No rights to foreclose - Homeowner WON (did it pro se) case without a lawyer! 

UPDATE 2/18/11 - Man Able to Foreclose on Wells Fargo Office due to NO response to RESPA letter!

UPDATE 2/17/11 - MERS issues memo - STOP foreclosing in MERS name! 

UPDATE 2/14/11 - HUGE Ruling AGAINST MERS - No Rights to Transfer Mortgages in New York - Judge Bans foreclosure actions of MERS where note and Mortgage separated!  

UPDATE 2/11/11 - ALL Foreclosures STOPPED in Hawaii - State Legislators Passed a Bill STOPPING them ALL for 5 months! 

UPDATE 2/9/11 - U.S. Govt. looking for a way out of Fannie and Freddie and Mortgages

UPDATE 2/2/11 - Court rules, Bank of America allowed to resume foreclosures in Nevada

UPDATE 2/1/11 - Ohio Judge Rules ALL bank foreclosure attorneys have to sign and validate paperwork - bank attorneys file suit to Supreme court, to not have to do that! 

UPDATE 1/31/11 - California Court rules FOR 68 homeowners in one suit, foreclosures stopped - Yet to be certified Class action. 

UPDATE 1/28/11 -  U.S. Justice Dept. investigating Deutsche Bank and FALSE paperwork they file to foreclose!

UPDATE 1/27/11 - Results From the Certified Letter sent to Loan Servicer - Mine and a Readers 

UPDATE 1/27/11 - Law Firm Information for Possible Class Action in Tennessee - I hired them

UPDATE 1/27/11 - Satellite Images of Foreclosure Cities!

UPDATE 1/26/11 - Judge halts ALL Bank of America foreclosures in Nevada - Attorney seeks Class Action Status

UPDATE 1/26/11 - NEED People with Litton Loan as their Servicer in Tennessee - ASAP!  This will NOT cost you a Dime!  Please contact me!

UPDATE 1/25/11 - Bank of America Stops Issuing Default Notices in Non-Judicial states - BUT I know WHY they have and it isn't something good for the people!

UPDATE 1/24/11 - CLASS ACTION against MERS Deutsche Bank, Aurora Loan - California - Attorney Phone # and email - Class Actions are FREE to ALL who join!

UPDATE 1/21/11 - WE ARE WINNING!  Banks Stopping and Dismissing foreclosures themselves - They DON'T WANT THE FIGHT!

UPDATE 1/21/11 - Massachusetts Supreme Court to Rule on a Buyer's right of illegal foreclosure - Lower court already ruled against buyer!  BUYER BEWARE OF FORECLOSURES!

UPDATE 1/17/11 - DO THIS - GET YOUR PROPERTY - FILE QUIET TITLE TODAY - NOTHING MERS BANKS CAN DO ABOUT IT!  

UPDATE 1/17/11 - Maryland Judge TOSSED OUT 10000 FORECLOSURES - From Class Action Suit Brought by University of Maryland Professor and his students!  AWESOME!

UPDATE 1/13/11 - Federal Reserve Changing TILA laws - NO Foreclosure Lawsuits against Banks!  M.F.s!!!!!!!!!!!!!!!!!!!!!!!!!!!  Govt. Allowing them to do so!  

UPDATE 1/13/11 - Record Foreclosures in 2010 - Plea to everyone to get information out to others about Bank Fraud - We have to work together! 

UPDATE 1/12/11 - I believe Class Actions Will start this year for Previous Foreclosures throughout the states!  Buyers beware - Don't touch a Foreclosure!  

UPDATE 1/12/11 - Class Action Suit Started in Washington State - for Existing Homeowners against MERS - EMC Mortgage!  Lawyer Contact Info!

UPDATE 1/11/11 - Very Important - Appeals Court over turns lower court ruling for GMAC in Illinois - DIRECT reason due to a RESPA letter sent!  Send out the RESPA letter immediately - from a previous post!

UPDATE 1/10/11 - Class Action Suit Massachusetts  - Previous Foreclosures against GMAC and Ally Financial - MERS Banks

UPDATE 1/10/11 - Florida Attorney General's Power Point Presentation about the Banks Foreclosure FRAUD!  AWESOME!

UPDATE 1/8/11- I have begun a lawsuit against Goldman Sachs/Litton Loan - MERS - to roll into a Class Action Suit.

UPDATE 1/7/11 - Mass. Supreme Court Rules AGAINST BANKS For Homeowners - No Right to Foreclose!

UPDATE 1/6/11 - FREE AND CLEAR TITLE FOR YOUR HOME IN 90 DAYS - FREE EBOOK - MAKE THIS GO VIRAL - IMPORTANT - PASS TO EVERYONE YOU KNOW!!

UPDATE 1/6/11 - Mass. Supreme Court may UNDO Past Foreclosures!

UPDATE 1/4/11 - I need Bank of America and Litton Loan People in Tennessee - to contact me ASAP!

UPDATE - 12/5/10 - LETTER TO SEND TO MERS SERVICER - STOPS FORECLOSURE!  BEST I HAVE SEEN - THEY CAN NOT FORECLOSE ON YOU!

Information on How Wall Street Has Gotten Away with Selling MBS - One Mortgage Multiple Times!

UPDATE 12/21/10 - New Jersey Judge ordered special hearing with foreclosure plainiffs for Jan. 18th 2011 - may STOP ALL FORECLOSURES! 

UPDATE 12/20/10 - Must Watch Video - A foreclosed Woman Tells Congress Off - American Dream no more and the government does not work for the people anymore!

UPDATE 12/17/10 - New York Judge Denies 127 Foreclosures - Attorneys would not verify and take responsibility for the paperwork!

UPDATE 12/16/10 - IMPORTANT ADD YOUR NAME TO THIS PETITION TO YOUR ATTORNEY GENERAL REQUESTING THEY HOLD THE BANKS ACCOUNTABLE TO THE LOAN FRAUD!  clicking on this, takes you directly to the form!

UPDATE 12/15/10 - Using Research and Identifying Fraud in Assignments - Get out of Foreclosure!

UPDATE 12/14/10 - Bank Nervously Responds to "Where is Note", without providing note - Video!

UPDATE - 12/4/10 - Thousands of Pennsylvania Foreclosures May be VOID!

UPDATE 12/2/10 - All the Trillions of Bailouts to Ultimately Cover Up the MERS fraud?

UPDATE 11/24/10 - Marcy Kaptur on Dylan Ratigan - Excellent Video - Says Banks Run the Country! 

UPDATE 11/16/10 - AG'S Nearing Agreement with Banks on Foreclosure Fraud - It can Continue and Banks are Happy!

UPDATE 11/16/10 - Congress and Senate to Vote on Notarization Act Tomorrow to Coverup Bank Foreclosure Fraud!

UPDATE 11/13/10 - CNBC - Congress Bill to Make MERS Legal!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

UPDATE 11/11/10 - ALERT - CONGRESS HAS BILL TO MAKE ALL BANK FRAUD LEGAL!

UPDATE 11/11/10 - Judges Accomplices to the Fraud of Banks - Ignores the Fraud Overall - Keeps allowing Banks to come back with "correct paperwork"!  No Extra allowances for homeowners, if they get something Wrong!

UPDATE 11/10/10 - Jesse Ventura Show About the Wall Street Fraud 

UPDATE 10/26/10 - Miami Judge UPSET Banks are Halting Foreclosures to Correct Paperwork!

UPDATE 10/26/10 - Article Explaining MERS and How it is a Shell Company and Fraud, From Huffington Post

UPDATE 10/26/10 - How Wall Street Got Away with Selling One Mortgage Multiple Times - from Zerohedge

UPDATE 10/26/10 - Texas Attorney General Served Subpoenas to Loan Servicers regarding Foreclosure Practices.

UPDATE 10/26/10 - Video Dylan Ratinger - The TRUTH of the FRAUD - Govt. Covering it Up Also!

UPDATE 10/26/10 - What Wall Street Funds have FRAUD MBS in them

UPDATE 10/25/10 - European Lynch Mob Coming for Bank of America - Due to Selling them Bad MBS

UPDATE 10/25/10 - Class Action Suit Just Filed in New Jersey Against Bank of America, Directly - A MERS corp Bank

UPDATE 10/25/10 - Class Action Suits Against MERS for States -  California and Tennessee (Tn. Sealed - Paperwork linked )

UPDATE 10/24/10 - Flordia Bar Asso. Letter to Judge on WHY they have NOT complained about Fraudulent Paperwork of Foreclosures!  I Love It!

UPDATE 10/23/10 - MSM Article - A Mess that Can NOT be Papered Over - Some Truth about Mortgage Securities Fraud!

UPDATE 10/23/10 - Georgia Class Action Suit Filed For ALL Homeowners Previously Foreclosed on By MERS!

UPDATE 10/23/10 - Chris Whalen on Bloomberg, Video Explaining Fraud of Banks at the Mortgage Securities Level.

UPDATE 10/22/10 - Florida Attorney General has said "I want the Mess Resolved and Foreclosures To Continue Quickly"!

UPDATE 10/22/10 - Ruling AGAINST MERS - No Secured Trust!

UPDATE 10/22/10 - Memorandum of Law - The Fraud of MERS - Life Cycle of a Loan

UPDATE 10/21/10 - Wall Street In Trouble - Investors Want Their Money BACK From Mortgage Securities and all the Fraud of Foreclosing.... Walls Are Tumbling DOWN!

UPDATE 10/21/10 - HUD Sect. Sounds Like White House Will Protect the Banks No Matter What, also my explanation of Why Servicers Foreclosing is FRAUD! 

UPDATE 10/20/10 - New Restrictions Effective Immediately In New York State - All Lawyers for foreclosures have to take Personal Liability that All Paperwork is Legal! That should stop foreclosures there now :)

UPDATE 10/20/10 - Jim Rickards on King World News - Discussing and Explaining the FRAUD of Banks and Foreclosures!

UPDATE 10/20/10 - A $300,000 Mortgage is Worth 9 Million defaulted and Foreclosed on By Wall Street MERS Banks!

UPDATE 10/20/10 - Two Professors - No Rights For MERS banks to Foreclose - Simple in Reasoning Why!

UPDATE 10/20/10 - Bank of America Being Sued by Investors - BUT I figured Out WHY they have to Foreclose on As many As possible - Starts at the Underwriting!

UPDATE 10/19/10 - SUPREME COURT OF NEW YORK RULES AGAINST WACHOVIA BANK (MERS) No Rights to Foreclose!

UPDATE 10/19/10 - Sheriff in Chicago Says He WILL NOT ENFORCE FORECLOSURES AND EVICT ANYONE - SAYS TO BANKS "PROVE YOU ARE DOING IT LEGALLY"!!  MY HERO!

UPDATE 10/19/10 - Task Force Now Opening Criminal Investigation into Bank Foreclosure Fraud! Due to Mail and Wire Fraud of False Foreclosure Paperwork!

UPDATE 10/18/10 - OUTRAGEOUS - Stern Law office - Gave gifts - the more Foreclosures someone signed the More Gifts!  Gift Giving for making People HOMELESS!!!!

UPDATE 10/16/10 - CNBC Says Govt./Congress Will Pass a Retroactive Law - SANCTIONING THE FRAUD OF THE BANKS - NEGATING THE CONTRACTS SIGNED - LEGALIZING FRAUD!

UPDATE 10/15/10 - Washington STANDS BY THE BANKS! Resist any Foreclosure Halt.  Says 'Paperwork will work itself out"!

UPDATE 10/15/10 - Met Life Bank HALTS FORECLOSURES! Siting "Paperwork Irregularities"!  Yeah, Lets just call it Fraud, shall we!?

 UPDATE 10/15/10 - Wells Fargo WILL NOT HALT FORECLOSURES - Even Though Fraud has been Shown to have happened with their foreclosures!

UPDATE 10/15/10 - Dylan Ratinger - Excellent Video - He is getting out The REAL Truth of the Foreclosure Fraud - People Moving Back into their Homes!


UPDATE 10/14/10 - JP Morgan Wants to ESCAPE MERS - Not using it anymore! Do they think they can change the Fraud now?

UPDATE 10/14/10 - OH My - Here comes the Pension Funds and Investors - NONE Too Happy with Wall Street!  

UPDATE 10/14/10 - White House, US. Govt. Officials and Banks say "Stopping Foreclosures would be Damaging to Homeowners"!  uuhhh.... yeah, sure.....

UPDATE 10/14/10 - Families TAKE BACK Their Homes, Foreclosed on by Fraud - Videos

UPDATE 10/14/10 - Record Foreclosures for Month of September - DO NOT MOVE - STAND UP!  FIGHT ANY FORECLOSURE - ALL BANK FRAUD!

UPDATE 10/14/10 - FORECLOSURE FRAUD - IT IS WORST THAN YOU THINK!

UPDATE 10/13/10 - New York State Halts ALL foreclosures!

UPDATE 10/13/10 - Don't Leave Your Homes - Stay in Them! Wall Street Fraud! - Rep. Marcy Kaptur Video!

UPDATE 10/13/10 - 49 STATES TO INVESTIGATE FORECLOSURE FRAUD JOINTLY - BUT NOT ALABAMA!

UPDATE 10/13/10 - KABOOM! GOES THE BANKS CASES AND DEFENSE! 150 Bank Employee Depositions who Stamped the Foreclosures - Some Did Not EVEN KNOW THE MEANING OF THE WORD MORTGAGE!

UPDATE 10/12/10 - Citibank Conference Call - The Real Info given - What is happening now, just "Tip of the Iceberg"!

UPDATE 10/12/10 - Demand the Note is Back - What to Write to Your Mortgage Servicing Company threatening to Foreclose!

UPDATE 10/12/10 - Press TV - International Media Segment with Max Keiser, Cynthia McKinney, regarding Foreclosure Fraud.  Max Keiser says very interesting things.

UPDATE 10/12/10 - My Personal Commentary/Conspiracy Theory - due to all happening with the fraud - of a false flag in the future, with reasoning why.

UPDATE 10/12/10 - Huge Development!  FEDERAL Bankruptcy Trustee JOINS Litigation Against Lenders Processing Services for All Federal Trustees in U.S.!  This is ultimately against MERS - Foreclosure FRAUD!  

UPDATE 10/12/10 - Karl Denninger - Market-Ticker Article - Explains the MERS FRAUD Simply and Perfectly, as it is MUCH MORE than "Paperwork irregularities"!

UPDATE 10/12/10 - WSJ Article - 40 Attorney Generals, Joint Investigation - Article yet again Implies only Paperwork problems! 

UPDATE 10/11/10 - Dylan Ratinger Show on MSNBC with Rep. Brad Miller about the Foreclosure Fraud.

UPDATE 10/11/10 - Jon Stewart, Daily Show - Another segment on Mortgage Foreclosures and the Mortgage Bankers Association, video!  Awesome!

UPDATE 10/11/10 - A thought about Bank fraud upon Obama - How many other elected Officials have had Fraud committed upon them by the banks?  Let's find Out!

UPDATE 10/11/10 - David Morgan Silver-Investor - Radio Interview, Mentions Foreclosure Fraud Influencing the Prices of Metals!

UPDATE 10/11/10 - Obama VICTIM of Robo Notary Signing FRAUD!  CLASSIC!  No Wonder he didn't sign the Bill passed through the Senate!


UPDATE 10/11/10 - One Quarter of All Homes Sold in 2nd Quarter were Foreclosures - This can get Ugly!

UPDATE 10/11/10 - White House does NOT want a Halt to Foreclosures want paperwork "irregularities" fixed and Foreclosures to Continue!

UPDATE 10/10/10 - Video - Great for a LAUGH At the Banks Expense!  Parody of the Foreclosure Fraud by the Banks. LOVE THE VIDEO!

UPDATE 10/10/10 - Video of Ohio Attorney General on Democracy Now saying the Foreclosures ARE FRAUD!

UPDATE 10/10/10 - White House has Known about Servicer Foreclosure Fraud, has Not done anything.

UPDATE 10/9/10 - The Week in review to 10/9/10 - My Youtube MERS Update Video

UPDATE 10/9/10 - Obama changes and clarifies veto from Pocket Veto to Protective Return Veto due to Senate still in Session.

UPDATE 10/9/10 - Litton Loan (Goldman Sachs Mort. Servicing Co - MERS) joins the crowd - FINALLY - halts some Foreclosures.

UPDATE 10/9/10 - MUST READ Article - Understanding the Banking and creation of MERS and how money is created out of Thin Air!

UPDATE 10/9/10 - Biggest FRAUD in History of Capital Markets - Of course it is about MERS mortgages 

UPDATE 10/8/10 - Obama's Veto of Notary Bill a Trick? Will not actually Stand?  Some are saying it is a sham and the Government has pulled one over on the people.

UPDATE 10/8/10 -Attorney Generals in 40 states considering Joint investigation into the Foreclosure Fraud!

UPDATE 10/8/10 - Harry Reid Calls for ALL BAnks to Halt Foreclosures

UPDATE 10/8/10 - Explaining MERS Wall Street Fraud and DO NOT buy a Foreclosure - you can Lose Big Time!

UPDATE 10/8/10 - PNC halts foreclosures in judicial states (23 states)

UPDATE 10/8/10 - Bank of America Halts ALL Foreclosures in ALL States - not just judicial foreclosure states!

UPDATE 10/8/10 -  Jon Stewart Takes on the Bank Foreclosure Fraud!

UPDATE 10/7/10 - MUST WATCH VIDEO - Karl Denninger MSNBC on the Foreclosure Fraud - says Government is part of covering of the fraud.

UPDATE 10/7/10 - Alan Grayson Letter requesting a Stop to ALL foreclosures

UPDATE 10/7/10 - Texas Attorney General Calls for Freeze of Foreclosures and Congress Calls for Federal Investigation. 

UPDATE 10/6/10 - MERS Has Gone RICO - Class Actions - Jim Willie article about MERS!

UPDATE 10/4/10 - Good Morning America Segment on the Foreclosure Fraud

UPDATE 10/4/10 - Shock coming for Wall Street.  All about the foreclosures in judicial and non-judicial states

UPDATE 10/4/10  How to find the Fraud in your Loan Documents - What to Look for!

UPDATE 10/4/10 - MERS tried Quiet Title - Didn't Work - Another Way to Fight Foreclosure!


UPDATE 10/4/10 - Call to Action - CALL YOUR ATTORNEY GENERAL OF YOUR STATE - ASK FOR INVESTIGATION INTO BANK FORECLOSURE FRAUD - What to say

UPDATE 10/03/10 - Videos of Whistleblower and journalist about Mortgage Servicer Fraud!

UPDATE 10/01/10 - Massachusetts Attorney General Calls for a Halt of Foreclosures in that state and an Investigation into the Bank Fraud.
 
UPDATE 10/01/10 - Connecticut Stops ALL foreclosures in the State


 UPDATE 10/02/10 - Citibank and Wells Fargo Committed Foreclosure Fraud Also

UPDATE 10/1/10 - My Youtube Video with what is Happening with MERS - Updates from the week.

UPDATE 9/30/10 - Letter Senator Al Franken Wrote to Treasury and other Govt. Officials Questioning MERS and foreclosures! 


UPDATE 9/30/10 - Rep. Alan Grayson Saying ALL MERS Mortgages are FRAUD ON VIDEO!

UPDATE 9/30/10 - Ohio Attorney General Refers MERS and JP Morgan to Federal Prosecutors
 
UPDATE 9/29/10 - JP Morgan/Chase Stops Foreclosures!

UPDATE 9/28/10 - Bloomberg News Article about Foreclosure Fraud!

UPDATE 9/27/10 -  Letter From Congress to Fannie Mae about Mortgage Foreclosure Fraud

UPDATE 9/22/10 - Washington Post (MSM) article about Mortgage Foreclosure Fraud

UPDATE 9/19/10 -  GMAC Halts All Foreclosures in 23 States - Due to Judge Ruling Finding Mortgage FRAUD

 UPDATE - 9/16/10 - FOX NEWS SEGMENT ON MERS - NO RIGHTS TO FORECLOSE!!

UPDATE 9/16/10 - Survey of MERS Court Judgments - For and Against MERS


UPDATE 8/27/10  Huge Problem For MERS and Past Foreclosures

UPDATE 8/27/10  More Ways Florida Homeowners Can Fight MERS

UPDATE 8/27/10  Treasury Admits Loan Modification Program Was FOR Banks not Homeowners

UPDATE 8/27/10  1 in 7 Houses In Foreclosure

UPDATE 8/23/10 - Utah Judge Stops All Bank of America Foreclosures

UPDATE 8/23/10 - Foreclosure Defense Manual

UPDATE - 8/21/10 - NEW YORK CLASS ACTION SUIT FOR ALL HOMEOWNERS ALREADY FORECLOSED ON AGAINST MERS!

UPDATE - 8/21/10 - CLASS ACTION SUIT IN FLORIDA AGAINST MERS AND MERS LAWYERS

UPDATE - 8/21/10 - My Youtube VIDEOS ABOUT MERS AND SUITS Update

UPDATE 8/20/10 - California Ruling - MERS NO Precedent to Foreclose - 62 Million Homeowners May be OFF the HOOK for their Mortgage!

UPDATE -  Foreclosures Procedures by state

There have been lots of things going on, in the last few months. Not everything I had wanted and many others had wanted. BUT...... there are things happening behind the scenes, so to say.

Here are some Great Sites to keep updated with what is happening with MERS (Mortgage Electronic Registration Service).

First there is a lawsuit here in Tennessee, that now has a "shut down" of information. I got the paperwork and the lawsuit against MERS before it was wiped off the internet. I have contacted the lawyers, but they are bound by a secrecy and "no discussion" ruling of the lawsuit, by the Judge. It is against MERS for the state of Tenn. for billions of money the state has lost, due to MERS not having to file and register changes with the state.

It is the same lawsuit happening in Nevada and California with the Hearnes and Hager lawfirm. I have spoken to them multiple times. They are the same ones, I was searching for representatives in Missouri and other states of people being foreclosed on. I won't even go into, what all I did to find representatives. One set I did find, ended up getting their house free and clear from the mortgage company, due to becoming representatives, so then I had to find others.

Calif - Nevada - MERS Fraud case filed

http://www.rgj.com/article/20100625/...5038/1321/NEWS

EDIT - The link above does not work anymore.

Anyway, that is history. I have been very disappointed with the non-action of suits. I also spent hours and days, contacting many law firms to try and get them interested in a Class Action suit for all Non-judicial foreclosure states.

It seems some action has started once again with suits against MERS.

Links - for those who are interested in Mortgage Fraud information and the latest in what is going on.

Right now - I am inserting this link - which is good for today - where LIVE Arguments are about to happen in Florida - in a landmark case against MERS. I am inserting the Overall link and summary info - you will then need to click to go to the Live Stream on the page.


http://4closurefraud.org/2010/07/14/...in-the-making/

The live stream is here... but it is not working for me right now. The arguments should have already started 9am est.

http://199.242.75.9/internet_stream.asx

Here is the Foreclosure Fraud Site - for getting info about what is going on.

http://4closurefraud.org/

Here is info on a Utah Judge STOPPING All foreclosures in a ruling last month

http://4closurefraud.org/2010/06/06/...rvicing-et-al/

This is a Great site - it is ALL MERS fraud info - has a law library link and you can get any and all info you need about what is happening in foreclosures.

http://www.msfraud.org/

A person who got her house from judge ruling in April

http://www.msfraud.org/law/lounge/me...oraslammed.pdf

Another site - for foreclosure defense:

http://foreclosuredefensenationwide.com/

Go to this link and save the pdf pages on your computer- the MERS depo. lawyer tears apart MERS case! *** note the pages 1 to 58 - are upside down.

http://www.getdshirtz.com/mers.htm



Some good OVERALL Info about MERS - from link

http://homesolutioncounselors.com/ca...attorneys-blog

There were many rulings against MERS last year - from the Kansas Supreme Court - to New York and other states.



To understand MERS and rulings against them - please see the following links.

http://dannlaw.wordpress.com/2009/10...-pursue-cases/


http://www.upi.com/Real-Estate/2009/.../7301254678994

http://indianalawblog.com/archives/2..._in_kansa.html


http://theforeclosuredetonator.wordp...of-homeowners/

http://www.dsnews.com/articles/mers-...ing-2009-09-30

http://www.globalresearch.ca/index.p...&aid=15324 - Kansas Supreme Court Ruling against MERS



http://www.webofdebt.com/articles/mers.php


http://www.projo.com/business/conten...5.1c5d26b.html


http://www.nytimes.com/2009/10/25/bu...ss&emc=rss New York judge ruling against MERS - forgave whole debt!

From this one link - is this Information on MERS

http://homesolutioncounselors.com/category/attorneys-blog

Prepare to be overwhelmed with the purposeful confusion MERS aims to achieve.


MERS Basic Corporate Information

* MERS is incorporated within the State of Delaware.
* MERS was first incorporated in Delaware in 1999.
* The total number of shares of common stock authorized by MERS’ articles of incorporation is 1,000.
* The total number of shares of MERS common stock actually issued is 1,000.
* MERS is a wholly owned subsidiary of MERSCorp, Inc.
* MERS’ principal place of business at 1595 Spring Hill Road, Suite 310, Vienna, Virginia 22182
* MERS’ national data center is located in Plano, Texas.
* MERS’ serves as a “nominee” of mortgages and deeds of trust recorded in all fifty states.
* Over 50 million loans have been registered on the MERS system.
* MERS’ federal tax identification number is “541927784”.

The Nature of MERS’ Business

* MERS does not take applications for, underwrite or negotiate mortgage loans.
* MERS does not make or originate mortgage loans to consumers.
* MERS does not extend any credit to consumers.
* MERS has no role in the origination or original funding of the mortgages or deeds of trust for which it serves as “nominee”.
* MERS does not service mortgage loans.
* MERS does not sell mortgage loans.
* MERS is not an investor who acquires mortgage loans on the secondary market.
* MERS does not ever receive or process mortgage applications.
* MERS simply holds mortgage liens in a nominee capacity and through its electronic registry, tracks changes in the ownership of mortgage loans and servicing rights related thereto.
* MERS© System is not a vehicle for creating or transferring beneficial interests in mortgage loans.
* MERS is not named as a beneficiary of the alleged promissory note.

Ownership of Promissory Notes or Mortgage Indebtedness

* MERS is never the owner of the promissory note for which it seeks foreclosure.
* MERS has no legal or beneficial interest in the promissory note underlying the security instrument for which it serves as “nominee”.
* MERS has no legal or beneficial interest in the loan instrument underlying the security instrument for which it serves as “nominee”
* MERS has no legal or beneficial interest in the mortgage indebtedness underlying the security instrument for which it serves as “nominee”.
* MERS has no interest at all in the promissory note evidencing the mortgage indebtedness.
* MERS is not a party to the alleged mortgage indebtedness underlying the security instrument for which it serves as “nominee”.
* MERS has no financial or other interest in whether or not a mortgage loan is repaid.
* MERS is not the owner of the promissory note secured by the mortgage and has no rights to the payments made by the debtor on such promissory note.
* MERS does not make or acquire promissory notes or debt instruments of any nature and therefore cannot be said to be acquiring mortgage loans.
* MERS has no interest in the notes secured by mortgages or the mortgage servicing rights related thereto.
* MERS does not acquire any interest (legal or beneficial) in the loan instrument (i.e., the promissory note or other debt instrument).
* MERS has no rights whatsoever to any payments made on account of such mortgage loans, to any servicing rights related to such mortgage loans, or to any mortgaged properties securing such mortgage loans.
* The note owner appoints MERS to be its agent to only hold the mortgage lien interest, not to hold any interest in the note.
* MERS does not hold any interest (legal or beneficial) in the promissory notes that are secured by such mortgages or in any servicing rights associated with the mortgage loan.
* The debtor on the note owes no obligation to MERS and does not pay MERS on the note.

MERS’ Accounting of Mortgage Indebtedness / MERS Not At Risk

* MERS is not entitled to receive any of the payments associated with the alleged mortgage indebtedness.
* MERS is not entitled to receive any of the interest revenue associated with mortgage indebtedness for which it serves as “nominee”.
* Interest revenue related to the mortgage indebtedness for which MERS serves as “nominee” is never reflected within MERS’ bookkeeping or accounting records nor does such interest influence MERS’ earnings.
* Mortgage indebtedness for which MERS serves as the serves as “nominee” is not reflected as an asset on MERS’ financial statements.
* Failure to collect the outstanding balance of a mortgage loan will not result in an accounting loss by MERS.
* When a foreclosure is completed, MERS never actually retains or enjoys the use of any of the proceeds from a sale of the foreclosed property, but rather would remit such proceeds to the true party at interest.
* MERS is not actually at risk as to the payment or nonpayment of the mortgages or deeds of trust for which it serves as “nominee”.
* MERS has no pecuniary interest in the promissory notes or the mortgage indebtedness for which it serves as “nominee”.
* MERS is not personally aggrieved by any alleged default of a promissory note for which it serves as “nominee”.
* There exists no real controversy between MERS and any mortgagor alleged to be in default.
* MERS has never suffered any injury by arising out of any alleged default of a promissory note for which it serves as “nominee”.

MERS’ Interest in the Mortgage Security Instrument

* MERS holds the mortgage lien as nominee for the owner of the promissory note.
* MERS, in a nominee capacity for lenders, merely acquires legal title to the security instrument (i.e., the deed of trust or mortgage that secures the loan).
* MERS simply holds legal title to mortgages and deeds of trust as a nominee for the owner of the promissory note.
* MERS immobilizes the mortgage lien while transfers of the promissory notes and servicing rights continue to occur.
* The investor continues to own and hold the promissory note, but under the MERS® System, the servicing entity only holds contractual servicing rights and MERS holds legal title to the mortgage as nominee for the benefit of the investor (or owner and holder of the note) and not for itself.
* In effect, the mortgage lien becomes immobilized by MERS continuing to hold the mortgage lien when the note is sold from one investor to another via an endorsement and delivery of the note or the transfer of servicing rights from one MERS member to another MERS member via a purchase and sale agreement which is a non-recordable contract right.
* Legal title to the mortgage or deed of trust remains in MERS after such transfers and is tracked by MERS in its electronic registry.

Beneficial Interest in the Mortgage Indebtedness

* MERS holds legal title to the mortgage for the benefit of the owner of the note.
* The beneficial interest in the mortgage (or person or entity whose interest is secured by the mortgage) runs to the owner and holder of the promissory note and/or servicing rights thereunder.
* MERS has no interest at all in the promissory note evidencing the mortgage loan.
* MERS does not acquire an interest in promissory notes or debt instruments of any nature.
* The beneficial interest in the mortgage (or the person or entity whose interest is secured by the mortgage) runs to the owner and holder of the promissory note (NOT MERS).

MERS As Holder

* MERS is never the holder of a promissory note in the ordinary course of business.
* MERS is not a custodian of promissory notes underlying the security instrument for which it serves as “nominee”.
* MERS does not even maintain copies of promissory notes underlying the security instrument for which it serves as “nominee”.
* Sometimes when an investor or servicer desires to foreclose, the servicer obtains the promissory note from the custodian holding the note on behalf of the mortgage investor and places that note in the hands of a servicer employee who has been appointed as an officer (vice president and assistant secretary) of MERS by corporate resolution.
* When a promissory note is placed in the hands of a servicer employee who is also an MERS officer, MERS asserts that this transfer of custody into the hands of this nominal officer (without any transfer of ownership or beneficial interest) renders MERS the holder.
* No consideration or compensation is exchanged between the owner of the promissory note and MERS in consideration of this transfer in custody.
* Even when the promissory note is physically placed in the hands of the servicer’s employee who is a nominal MERS officer, MERS has no actual authority to control the foreclosure or the legal actions undertaken in its name.
* MERS will never willingly reveal the identity of the owner of the promissory note unless ordered to do so by the court.
* MERS will never willingly reveal the identity of the prior holders of the promissory note unless ordered to do so by the court.
* Since the transfer in custody of the promissory note is not for consideration, this transfer of custody is not reflected in any contemporaneous accounting records.
* MERS is never a holder in due course when the transfer of custody occurs after default.
* MERS is never the holder when the promissory note is shown to be lost or stolen. 

MERS’ Role in Mortgage Servicing

* MERS does not service mortgage loans.
* MERS is not the owner of the servicing rights relating to the mortgage loan and MERS does not service loans.
* MERS does not collect mortgage payments.
* MERS does not hold escrows for taxes and insurance.
* MERS does not provide any servicing functions on mortgage loans, whatsoever.
* Those rights are typically held by the servicer of the loan, who may or may not also be the holder of the note.

MERS’ Rights To Control the Foreclosure

* MERS must all times comply with the instructions of the holder of the mortgage loan promissory notes.
* MERS only acts when directed to by its members and for the sole benefit of the owners and holders of the promissory notes secured by the mortgage instruments naming MERS as nominee owner.
* MERS’ members employ and pay the attorneys bringing foreclosure actions in MERS’ name.
MERS’ Access To or Control Over Records or Documents

* MERS has never maintained archival copies of any mortgage application for which it serves as “nominee”.
* In its regular course of business, MERS as a corporation does not maintain physical possession or custody of promissory notes, deeds of trust or other mortgage security instruments on behalf of its principals.
* MERS as a corporation has no archive or repository of the promissory notes secured by deeds of trust or other mortgage security instruments for which it serves as nominee.
* MERS as a corporation is not a custodian of the promissory notes secured by deeds of trust or other mortgage security instruments for which it serves as nominee.
* MERS as a corporation has no archive or repository of the deeds of trust or other mortgage security instruments for which it serves as nominee.
* In its regular course of business, MERS as a corporation does not routinely receive or archive copies of the promissory notes secured by the mortgage security instruments for which it serves as nominee.
* In its regular course of business, MERS as a corporation does not routinely receive or archive copies of the mortgage security instruments for which it serves as nominee.
* Copies of the instruments attached to MERS’ petitions or complaints do not come from MERS’ corporate files or archives.
* In its regular course of business, MERS as a corporation does not input the promissory note or mortgage security instrument ownership registration data for new mortgages for which it serves as nominee, but rather the registration information for such mortgages are entered by the “member” mortgage lenders, investors and/or servicers originating, purchasing, and/or selling such mortgages or mortgage servicing rights.
* MERS does not maintain a central corporate archive of demands, notices, claims, appointments, releases, assignments, or other files, documents and/or communications relating to collections efforts undertaken by MERS officers appointed by corporate resolution and acting under its authority.

Management and Supervision

* In preparing affidavits and certifications, officers of MERS, including Vice Presidents and Assistant Secretaries, making representations under MERS’ authority and on MERS’ behalf, are not primarily relying upon books of account, documents, records or files within MERS’ corporate supervision, custody or control.
* Officers of MERS preparing affidavits and certifications, including Vice Presidents and Assistant Secretaries, and otherwise making representations under MERS’ authority and on MERS’ behalf, do not routinely furnish copies of these affidavits or certifications to MERS for corporate retention or archival.
* Officers of MERS preparing affidavits and certifications, including Vice Presidents and Assistant Secretaries, and otherwise making representations under MERS’ authority and on MERS’ behalf are not working under the supervision or direction of senior MERS officers or employees, but rather are supervised by personnel employed by mortgage investors or mortgage servicers. 

I hope to add more things as time goes by. But I hope the above gets you started on looking at MERS and the Fraud. Though there may not be much talk about it, there ARE things happening behind the scenes!