Through TRUTH we Will Create a Better World Together. There is no real division of left or right, religions, or anything else, it was all created to keep us separated. Coming together as ONE in Truth we are the Power! We CAN and WILL create the world as it is meant to be through Truth of What is and Ourselves! In Truth We Stand!
THIS IS HUGE! New Jersey is a Judicial Foreclosure state. A judge has put out an order to have a special hearing on January the 19th 2011 with all foreclosure plaintiffs for review of their paperwork and foreclosure practices. He states he may STOP ALL FORECLOSURES!
He may appoint a special master to over look at foreclosure paperwork for fraud!
Now if we can only get the non-judicial states judges to start looking at the paperwork!
PLEASE WATCH AND SPREAD THIS VIDEO - THIS WOMAN TOLD CONGRESS HOW IT IS! SAYS AMERICAN DREAM NO MORE AND THE GOVERNMENT IS NOT FOR THE PEOPLE ANYMORE! POWERFUL POWERFUL!
A New York Judge denied 127 Foreclosures due to the new law that took affect Oct. 20th 2010, where all attorneys representing banks, had to sign a paper saying all paperwork was looked over and was absolutely correct!
I said at that time, I would think foreclosures would come to a halt and if all the states made the same law, then there would be no foreclosures. All foreclosures through MERS will have some paperwork irregularity.
At the link is the paperwork for those 127 stopped foreclosures, due to the attorneys not willing to say all the paperwork is valid, without fraud!
Article -
Pursuant to an Administrative Order of the Chief Judge, dated October 20, 2010, all residential mortgage foreclosure actions require an affirmation from the attorney representing the plaintiff/lender/bank, as stated in the affirmation attached to this order, that he/she has inspected all documents.
The plaintiff is also directed on any future application to provide a copy of this Court’s order, the prior application/motion papers and an updated affidavit of regularity/merit from the plaintiff/lender/bank’s representative that he/she has reviewed the file in this case and that he/she documents that all paperwork is correct. The plaintiff/lender/bank’s representative shall also provide in said affidavit of regularity her/his position, length of service, training, educational background and a listing of the documents and financial records reviewed substantiating the review of the amounts owed. The affidavit should also include that she/he has personally reviewed both the mortgage and the note and any assignments for accuracy.
The plaintiff bears the burden of proof in a summary judgment proceeding and judgment will only be awarded when all doubt is removed as to the existence of any triable issue of fact. Under the present circumstances, where there have been numerous instances alleged as to “robo” signing of documents and a failure to attest to the accuracy of documents in mortgage foreclosure proceedings, the plaintiff must prove its entitlement to foreclose on a mortgage as a matter of law by establishing the regularity and accuracy of the financial documentary evidence submitted and the Court will be scrutinizing all documents for accuracy.
The foregoing constitutes the decision of the Court.
LOS ANGELES — Police arrested 22 demonstrators who blocked entry to a downtown Chase bank branch Thursday to protest what they said were unfair home foreclosures.
The demonstrators, which included homeowners facing foreclosure, community advocates and labor leaders, silently allowed officers to bind their wrists behind their backs with plastic restraints and guide them into a police van.
Dozens more demonstrators chanted and marched on a nearby sidewalk holding sighs that said "Stop Bank Greed, Save Our Neighborhoods" as the 12 men and 10 women were taken into custody.
Detective Gus Villanueva said there were no injuries to police or protesters, who would be cited for trespassing and released.
Before I get into it, I want people to understand that the use of Prozac in the title should not be taken literally. There are many people out there that really do have serious mental issues and medication is useful in helping their condition. As I hope is clear, “Prozac” is a metaphor for all of the brainless endeavors that have become such an integral part of many Americans’ lives. Such activities destroy the soul of humankind and play directly into the hands of the ruling elite that wish for you to be dumb, ignorant animals easily manipulated, corralled and sheared. There is a reason that plantation owners used to forbid slaves to learn how to read and write. They understood that an ignorant person is much less likely to resist their enslavement. The same is true in America today, where an unthinking and DEPENDENT person is unlikely to resist.
When we watch videos like the most recent one showing hundreds of people trampling and drooling over each other like mindless drones to get $25 off an IPAD at Wal-Mart the reaction of thinking people the world over is sheer terror. It makes you want to move to another planet where you never have to interact with such frightening stupidity that can easily be manipulated into something far worse once their “goodies” are inevitably taken away from them. While I share this concern I want to make it very clear that there is hope for us once we get through the complete and total systemic collapse that I believe will occur within the next 1-2 years. The main reason for the hope is the internet and all related technologies. The other, ironically enough, is the financial crisis itself.
First the financial crisis. Strangely enough, it was the best thing that could have ever happened to the United States. It may have come just in time and just at the right moment. While a very large percentage of the population remains a gigantic unthinking blob, this is appears always to be the case throughout history. On the other hand, we that are conscious and are trying to changes things represent a small fraction; however, it is always the dedicated few on the margin that create profound and lasting change. Sometimes this change is liberating. Think the founding fathers. Sometimes this change is nightmarish. Think the rise of Nazi Germany. Sometimes it is just a campaign slogan and results in business as usual. Think Barack Obama.
There is absolutely zero doubt in my mind of one thing. That we are in what Neil Howe and William Strauss dub “The Fourth Turning,” which represent periods where the prior status quo is completely ended and something new emerges from the ashes. This means that despite the best efforts of the Washington D.C./Wall Street TBTF oligarchy the monetary system is on its last legs and something new will replace it. Unfortunately for us, the leadership in these areas are so filled with greed and arrogance they cannot see what is right in front of their eyes. Or those that do see it care so little about the future of the country relative to their personal social status that they dare not speak up. The universe will have its way with these folks.
In light of this, I have two primary concerns at the moment. First, I see what the Chinese and Russians are doing. They are buying physical gold by the boatload so that the real money is over there when the collapse happens and then they can try to institute a credible currency in the aftermath and take on the role of global economic leaders. In the case of the Chinese they are also encouraging citizens to buy gold and silver. When the collapse happens and gold and silver are seen as money again the Chinese government wants to come out smelling like roses. Meanwhile, here in America our disingenuous financial leaders like Warren Buffet ridicule gold. Everyone needs to remember what this man and his senile sidekick Charlie Munger said about gold once the collapse occurs. As such, one of my missions to funnel as much gold and silver as possible into the hands of the United States citizenry right now while we can. That way China will not be able to dictate monetary rules to us down the road.
My second concern relates to the first. I know there will be tremendous change in the years to come. It will be the type of total geopolitical change witnessed only once in a generation. I want this change to be the good sort of change. While there is no doubt there will be a period of chaos and very challenging times, we can react to that in a variety of ways. We can look for a leader like George Washington or we can look for a leader like Adolf Hitler. Hard times bring out the best and the worst in people. Of course, I want the former and I have become increasingly encouraged that this is a possibility.
What the financial crisis did for myself and many others like me was to shake me out of the slob-like daze I was in prior to it. Prior to the crisis, I was your typical brainwashed sell-side Wall Streeter. I had always read books voraciously in my free time before I joined Wall Street. All of that stopped. I used to play guitar. That stopped as well. What the financial crisis forced me to do was to look beneath the façade of the financial system to how it really works. When I did this I realized it was a gigantic ponzi scheme centered around a paper U.S. dollar defended by our hundreds of military bases abroad and periodic wars in the Middle East to ensure oil is priced in dollars. I saw that this system was not only immoral to the rest of the world, but it was immoral domestically since it funnels all the country’s wealth to its least productive members. Washington D.C. bureaucrats, the military-industrial complex and TBTF Wall Street firms. This made me question everything about my life and forced me to make serious changes. I started reading profusely again. I started meditating every morning. I quit my job. Most recently, I moved from Manhattan to Colorado. People all over the country are doing similar things and are forming the nucleus of what will hopefully later be seen as the New Renaissance.
When I wrote earlier that the crisis happened at the right time I meant at a time when the internet was mature enough o help us find our way out of this. The absence of a filter on the web is perhaps the most liberating and connecting event that has ever happened to humanity. Think about what you would have to do if you wanted to research a topic fifteen years ago. Think about how quickly I can share a lecture by Murray Rothbard (RIP) via youtube with thousands of people that have never heard of him.
I take great exception when people say the smart thing to do is to flee the country. If everyone with a brain and some fight left in them did this we would surely end up with a dictator. We have the tools to fight and to win. The nation is heavily armed, fiercely independent, has a constitution and a history of freedom. We also have the internet. It is the parasites in D.C. and the financial terrorists that should think about moving out.
PLEASE PUT YOUR NAME DOWN ON THIS PETITION THAT GOES TO YOUR ATTORNEY GENERAL OF YOUR STATE REQUESTING THEY HOLD THE BANKS ACCOUNTABLE TO THE FORECLOSURE FRAUD
Because the response to this petition has been so strong, we’re holding it open for another 48 hours, so please forward this message to your friends and family and ask them to add their names by visiting www.crimeshouldntpay.com.
Homeowners from many states will be meeting with their Attorney Generals in the coming days and we want to show how much public support there is for holding big banks accountable for the damage they’ve caused to homeowners, communities and the overall economy.
The meeting between Iowa Attorney General Tom Miller and 100 homeowners from 15 states was the first time that the Attorney General who is leading a fifty-state investigation into mortgage fraud had met face-to-face with homeowners.After hearing passionate testimonies from families who have lost their homes as a result of bank fraud, Mr. Miller announced that he supports a settlement with the big banks that requires significant principal rate reductions, loan modifications, compensation for citizens defrauded of their homes and criminal prosecutions against big bank executives who broke the law.
Our next step is to meet with the Attorney Generals in other states so that they also take a tough stand on behalf of homeowners and communities that have been hurt by unnecessary and often illegal foreclosures.
You can help grow this movement to hold banks accountable and restore the American economy by forwarding this message to your friends and asking them to sign the petition.
Right now, there are various things and angles I am working on in regards to the fraud of the banks. If I can get something concrete in regards to angles I am researching I will let everyone know.
But while I have been searching for certain information - I did come across this which will help those in need.
Mortgage Assignments – This is a written document serving as evidence of a transfer of a loan obligation from the original borrower to a third party. Which reveals that a mortgage has been transferred the deed of trust or security deed is the debt attached to the mortgage that is now owed to the new owner.
This is where research and discovery is most critical when [spin]fighting foreclosure|stopping foreclosure|avoiding foreclosure|preventing foreclosure[spin] . A mortgage assignment transfers the rights of the original lender to a new holder. Keep in mind, the original lender is Paid OFF. So the new holder must prove to be in Possession of the original mortgage note and a holder in due course if challenged to have a legal standing to foreclose.
Identifying Mortgage Assignment Fraud: Six Action Steps
Action 1 – Identify the date the mortgage assignment was executed and recorded. Generally, the mortgage assignment will be [spin]executed|signed[/sign] soon before the foreclosure sale date. How is it possible that the mortgage assignment is valid and the owner is truly a holder in due course?
Action 2 – Did MERS (Mortgage Electronic Registration Systems, Inc) serve as Nominee? MERS is a separate corporation and is often the beneficiary of over 50 million loans held in securitized trusts. However, MERS assignments purports that it transfers the {spin}mortgage|mortgage note|mortgage loan{/spin} which would be the deed of trust in non-judicial states or security deed in Georgia (all known as the debt) but also includes the transfer of the Note.
Note: would be the deed of trust in non-judicial states or security deed in Georgia (all known as the
debt) but also includes the transfer of the Note. Note That MERS has NO Authority to Transfer the NOTE.
Action 3 – Does the mortgage assignment have a corporate seal affixed? It may be challenged
that it is not valid if it does not.
Action 4 – Review all signatures and look up the notary name and examine the signature on the mortgage assignment. Now research the notary name on file in the state that the notary is registered. Review the signature of the notary on file and it should match your mortgage assignment. However, the recorded mortgage assignment will likely have a notary signature that are Squiggle Marks (OMG !!) hard to make out an actual signature name.
It can be challenged that the notary signature do not match and that the document is invalid. Here is where it gets interesting, typically, ALL of the signatures on your mortgage assignment are Squiggle Marks !! WTF !?? Oops, did we say that? But you can clearly see that ALL the signatures on your mortgage assignment are squiggle marks. Why are the signatures squiggle marks? Well, if MERS is involved which this is usually the case they will assign MERS “Authorized Signators” who are employees of its member institutions that are located throughout the country and these “Authorized Signators” routinely execute Assignments even though they are NOT employed by MERS. This makes the foreclosure process easier for them.
Which allows them to execute the mortgage assignment and have it recorded just days before a foreclosure lawsuit is filed or a trustee’s sale takes place.
Action 5 – Review the signing officers on the mortgage assignment and It can be Challenged that HOW can someone assign my mortgage for a company that they don’t even work for solely for the purpose of foreclosing on my home particularly right before getting ready to foreclose on me? What is the problem? This fraudulent act completely circumvents proper laws that govern how to document the Chain of Assignment and Ownership. Hence who is the TRUE “Holder In Due Course”?
Action 6 – Do you have a Pretender Lender? Generally, MERS is hiding or NOT Listed. This is often a successor in interest to a mortgage company no longer in business or that purchased your mortgage company.
You can more foreclosure prevention tactics from The Go Fight Foreclosure System. The leading DIY Foreclosure Prevention System provides and easy step-by-step guide to arm yourself with the knowledge and tools you need to effectively Get Out Of Foreclosure
This is my Begging people to STAND UP - WAKE UP AND TAKE ACTION!
Truths of what is really happening - People need to open their eyes and see it!
It is Time - Please Lets get more awake and lets take action and have an intellectual Revolution! There are real inconvenient truths in the video and we need to take action to keep our freedoms! We are losing them and if we continue to sit back we will have lost them all!
Her bank responded in a very nervous fashion to her request for the Original Note and owner of her mortgage. It is a simply 2 minute process to fill out on line and the prewritten letter is emailed to your mortgage servicer.
the site to simply put your name and address in and a letter is emailed to your mortgage company is: Where is the Note?
This should be done with the Certified Letter sent, it is a double whammy to the banks! BUT send out the certified letter still, because every question that is not answered they then are liable for a few thousand dollars to you, of which you can SUE them, for not answering!
Lets start hitting back at the banks! DO THESE THINGS! IT IS IMPORTANT! LETS TAKE CONTROL OF WHAT IS HAPPENING!
IMPORTANT INFORMATION -I have found in the non-judicial foreclosure states the "Produce the Note" defense does not work. Non-Judicial foreclosure states work on the Deed of Trust and the Note does not apply. It does help in judicial foreclosure states.
Jesse Ventura has been telling the TRUTH about many subjects and he took on the Gulf of Mexico Oil Volcano and the TRUTH of it!
His show may be called "Conspiracy Theory", but he presents the FACTS - if you want to stay asleep and only listen to MSM then don't bother watch this. Jesse is becoming my hero! Now he is someone I would LOVE to work for!~
Former State Senator of Georgia, now deceased Nancy Schaefer. She died supposedly at the hands of her husband, when he shot her in the back and then he supposedly committed suicide by shooting himself in the chest.
She gave a speech about the evils of CPS and how it is a for profit arm of the government. They have incentives to take children away from their parents. Many kids disappear too after they are taken away into the custody of CPS, never to be heard from again. She investigated CPS and found they are given a quota and make more money, the more children they take out of homes. Even grandparents and other family members can not get custody of the children taken from their parents, in many cases.
This is a MUST WATCH video for everyone who wants to know truth about CPS. Is it a surprise, that she was murdered, considering how vocal she was about CPS in trying to reveal the truth about them?
This gets me so ill, how is it, we have allowed our country go this far down? How is it parents, have their children legally kidnapped by the government? We have been asleep way too long - it is now time for everyone to wake up!
This man is speaking the truth - there is no difference between the Left or Right - they are the same! Our freedoms are LOST - U.S. is in a Police state and in Socialism! Corporations have more rights than the people!
Obama hasnot kept one campaign promise, since taking office! The wars are continuing, the renditions are continuing, there is more spying on the people! There is no balancing of the budget, in fact for the first time in history, the Congress did not even bother doing a budget for 2011, which started October 1st. The spending is out of control! Obama's base is now fully realizing he has not done anything for the people, he continues to out Bush, Bush! Even his solid media base is starting to come out in the open, including Olbermann, who has always been behind Obama. But he even blasted him last night for all his campaign promises broken, he took Obama to task on the tax breaks for the rich! In fact Olbermann, said Obama is a failure in so many words and says, he doubts he would even be nominated for the 2012 Presidential election by the Democrats!
We have been going down a socialist road in a police state. If people don't realize that... then they are totally asleep. Even those who have stood behind Obama, need to wake up and see where this country is headed. I will say, I voted for Obama. I bought all that "Hope and Change and Yes We Can"! I believed we would get back to the free country we once were. I was sadly wrong, and somehow I knew that instinctively at his inauguration. I have never watched an Obama speech etc. since.
We have gone down a road of losing most of our freedoms. If people still think we are free, they need to take a closer look at the policies enacted the last couple of years and all the bills the Congress and Senate have passed. Also look at the things they have not done, including any federal budget for 2011. Has one MSM outlet taken the government to task on us carrying on without a Federal budget? NO! It has not been discussed. Why? It is our constitution that keeps being trampled on. In fact is there much left of the constitution lived by, from this government?
Free Speech? Well, no.... people get arrested now for rallying in Washington D.C. all the time now. They don't have a permit to rally or other such things. We have to have permission to demonstrate on the streets of the U.S. now, otherwise we are arrested. Besides that, all who demonstrate and rally for a cause, their pictures are taken and their information is submitted to a fusion center. They are then put on a list of "possible terrorist", simply for voicing their peaceful opinions of a cause.
Do we have a right not to be spied on by our government anymore? Well, no.... people's credit card purchases and purchases using value cards at stores, are tracked by the government.
Do we have a right of freedom of movement? Well, no..... Everyone is considered a suspect and is molested or naked body scans are done, if traveling on a plane. Also our roads have police check points at times. Cars are inspected and people are searched, without warrants or provocation.
Do we have freedom of our own home privacy? Well, no.... especially if you have a child, the government is allowed to come in and inspect your home, for the least of reasons.
Do we have a justice system that works for the citizens? Well, no.... We have a justice system which works for banks and corporations. Look at the foreclosure fraud. Judges know the banks don't have a right to foreclose, yet they still let them, with fraudulent paperwork. Also, due to the Patriot act any citizen of the U.S. can be considered a "terrorist" for speaking out and they can be taken by the government and held with out a trial or even acknowledgment from the government they are being held.
Will we be able to even grow our own food or have a choice of what food we eat? No.... not when S 510 bill takes affect. We will have lost our freedom of choice in what we put in our bodies and where we get our food from.
The list goes on and on.. of our losing of our freedoms. It did not start with Obama, it started many many years ago, but Obama and the elected officials in Washington, have taken it to the extreme.
When will people truly wake up to the fact we are not living in a Free country anymore? When will they stop accepting how the MSM spins all the clamp downs are good things? When will people wake up, to the fact they have lost their rights in every way? Will they realize it, when the military are patrolling our streets?
Here is Olbermann and his blasting Obama - saying "You are not the President we elected" basically.
Jim Rickards second part interview on King World News - at about the half way point, tells about someone who had Personal Gold stored at a Swiss Bank and the Bank did not want to give up the gold. The person had to get Lawyers involved to get his own stored gold. It took 30 days with threats of a lawsuit, going public etc. for the bank to give the gold to the owner. Jim Rickards thinks the bank had actually either leased out the gold or had sold it. It needed that 30 days just to find gold for that owner.
There is an "Operation Defend Assange" in progress right now. Hackers are attacking companies who have gone against Wikileaks - Julian Assange by not allowing money for his defense, including the Swiss Bank that has frozen Julian Assange's defense bank account with $41,000 in it.
UPDATE - 12/7/10 - 12:55pm est - Mastercard and Visa are refusing to take payments of Julian Assange and Wikileaks, to help him with his defense.
Article:
As WikiLeaks supporters and hackers hit PayPal and PostFinance with Denial-of-Service attacks for anti-WikiLeaks behavior, the group is also targeted in a DoS counterattack.
The anonymous group of hackers who launch DoS attacks against the entertainment industry refocused their campaign to target companies perceived to be anti-WikiLeaks. In response, the same group is also currently under a DoS attack for supporting the whistle-blowing site.
“We fight for the same reasons,” such as more transparency and stopping censorship, and will “attack those against” WikiLeaks, the group said in a statement on its Web site on Dec. 5. The group plans to do several things, including organizing distributed DoS attacks on “various targets related to censorship,” according to the statement.
Dubbed Anonymous, the group has an ongoing “Operation Payback” campaign against “anti-piracy groups,” and have targeted Motion Picture Association of America and the Recording Industry Association of America in the past.
The group’s first victim was PayPal, knocking the payment service’s blog offline by early morning on Dec. 4, according to the cyber-security researchers at Panda Labs. PayPal had posted a statement on the blog that it had restricted the whistle-blowing site’s account for violating the Acceptable Use Policy with “activities that encourage, promote, facilitate or instruct others to engage in illegal activity.” Supporters had been using the PayPal account to make donations to keep the site going.
After the blog went down, there was an announcement on Twitter: “TANGO DOWN — thepaypalblog.com—Blog of Paypal, company that has restricted Wikileaks’ access to funding.”
PayPal got the blog back online after 8 hours and 15 minutes of total downtime and 75 service interruptions, according to the Panda Labs researchers. It wasn’t over, as the second attack hit the main PayPal site on Dec. 6. Shortly after, Anonymous’ Web site became unavailable, “presumably under counter DDoS attack,” said Panda Labs. The site currently has a note up confirming that it was under “heavy” DoS attack, more than six hours after it began.
Despite being hit, Anonymous targeted PostFinance, the Swiss bank that froze $41,000 in an account set up as a legal defense fund for WikiLeaks founder Julian Assange, on Monday afternoon. PostFinance’s Web site went offline around 12 p.m. Eastern Standard Time, according to Panda Labs. It is still inaccessible, more than ten hours later.
DoS attacks are becoming the tool of choice for making a statement to protest “hacker injustice,” according to Noa Bar Yossef, a senior security strategist at Imperva. In a classic example, hackers are trying to make money, but Operation Payback’s supporters are using the attacks to “cripple a service, disrupt services, protest their cause and cause humiliation,” said Yossef.
In the classical scenario, the DoS attacks are carried out by botnets comprised of zombies, computers belonging to innocent individuals who’d been tricked into downloading bot malware, he said. In Operation Payback, however, participants are “knowingly” downloading the “DDoSing malware itself,” and there is “no victimized machine” in this “act of defiance,” he said.
WikiLeaks was hit by a DoS attack hours before the whistle-blowing site was set to post more than 250,000 diplomatic documents. The attack was to punish WikiLeaks for “attempting to endanger the lives of our troops, ‘other assets’ & foreign relations,” according to “th3ef35t3r,” who claimed responsibility on Twitter.
The WikiLeaks.org Web site was down for “1 day 3 hours and 50 minutes,” according to Panda Labs. After a second DoS attack by an unknown attacker, Amazon terminated its hosting services. On Dec. 3, the site’s DNS provider stopped service after yet another DoS attack hit everyDNS.
The first attack was a “simple DoS,” as he doesn’t use “intermediaries or botnets,” according to th3ef35t3r’s Twitter account. The attack was carried out by the XerXeS tool, which can produce an automated DoS attack from a single low-spec computer, according to Anthony M. Freed, of security site Infosec Island.
An Anonymous member posted on Twitter, “I’m not anti-government, anti-establishment, or anything of that sort. I’m just anti-…anti-WikiLeaks.”
Anonymous is also circulating a statement titled “Operation Avenge Assange,” asking for supporters to join in the DoS attacks and mirror WikiLeaks, among other actions. According to the WikiLeaks site, there are already over 350 mirror sites helping to keep the site’s content online.
Anonymous has not said who the next targets will be or whether the list will include Amazon and everyDNS. There is some speculation that the group will somehow target the French government for pressuring OVH to stop hosting the site.
“Whoever tries to silence or discourage WikiLeaks, favors world domination rather than freedom and democracy,” the group said.
How sweet it is, in the MSM there is an article about JP Morgan and their silver manipulation with all the Silver shorts. The article even implies JP Morgan is doing for the Federal Reserve!
It is really getting out there, about JP Morgan and Silver now! As this article says "Watch the price this week"!
Small Portion:
It is widely known that J.P. Morgan holds a giant short position in silver. Furthermore, some observers are accusing the bank of acting as an agent for the Federal Reserve in the market - every tick higher in the price of silver undermines confidence in the U.S. Dollar. A lower silver price helps keep the relative appeal of the U.S. dollar and other fiat currencies high.
By selling massive amounts of paper silver in the futures market, JPM has been able to suppress the price of the precious metal. It is believed that these short positions are naked (i.e. they are not backed by any physical silver). In fact, reports indicate that JPM is short more paper silver than physically exists in the world.
I found this letter to send certified to your MERS Mortgage Servicer! If you are having any difficulties in paying your mortgage - Send this to your servicer! This should STOP any foreclosure proceedings against you!
****I have put together my letter exactly as it is below - I will be sending it out tomorrow Certified - I will keep everyone up to date on what is happening in regards to it.**** I suggest everyone do this - it shows we are Awake and Aware of the Fraud of MERS - it shows we are not dumb and we know they can not legally Foreclose on Anyone, in judicial or non-judicial states. I will also be sending this letter to certain attorneys I have had conversations with, regarding MERS***
Update - 12/6/10 - I sent my Certified Letter out today including getting a hard copy of the signed receipt!
I believe more people will have problems making their payments, due to the elected officials not feeling it is important enough and it would cost too much money, to extend unemployment benefits! Instead they are going to give money to Foreign Banks and Bailout the European Foreign banks. BUT, don't worry, all of us will be paying for those bailouts!
This is the best letter I have seen yet - to me - they can not answer these questions and if they can not answer them, then they can not foreclose!
*** note if you do not escrow your taxes and insurance then just take that part out - use all the questions that apply to your MERS loan!***
The Letter to send certified mail with a return receipt to your mortgage servicing company!
Here's a letter my attorney gave which is what you use to derail mortgage servicers. You send this letter certified to your servicer and then wait. As he told me 90% of the time the servicer will not reply because if they do it will show all the hidden fees, charges and interest they have illegally applied to your account and which get hidden in your payoff amount or simply get overlooked with time.
This letter, if they fail to reply and later try to foreclose on you, creates a defense and countersuit for RESPA violations. You don't go after them for failing to respond...well you could...but its really something you keep in your back pocket for when you need it.
This letter is a “qualified written request” under the Federal Servicer Act, which is a part of the Real Estate Settlement Procedures Act, 12 U.S.C. 2605(e). This request is made on the above referenced account. Specifically, I am requesting the following information:
1. A complete and itemized statement of the loan history from the date of the loan to the date of this letter including, but not limited to, all receipts by way of payment or otherwise and all charges to the loan in whatever form. This history should include the date of each and every debit and credit to any account related to this loan, the nature and purpose of each such debit and credit, and the name and address of the payee of any type of disbursement related to this account.
2. A complete and itemized statement of all advances or charges against this loan for any purpose that are not reflected on the loan history transaction statement provided in answer to question #1.
3. A complete and itemized statement of the escrow account of the loan, if any, from the date of the loan to the date of this letter, including, but not limited to, any receipts or disbursements with respect to real estate property taxes, fire or hazard insurance, flood insurance, mortgage insurance, credit insurance, or any other insurance product.
4. Have you purchased and charged to the account any Vendor’s Single Interest Insurance?
5. A complete and itemized statement from the date of the loan to the date of this letter of any forced-placed insurance and expenses related thereto, related in any way to this loan.
6. A complete and itemized statement from the date of the loan to the date of this letter of any suspense account entries and/or any corporate advance entries related in any way to this loan.
7. A complete and itemized statement from the date of the loan to the date of this letter of any property inspection fees, property preservation fees, broker opinion fees, appraisal fees, bankruptcy monitoring fees, or other similar fees or expenses related in any way to this loan.
8. Identify the provision under the Deed of Trust and/or note that authorizes charging each and every such fee against the loan.
9. Please attach copies of all property inspection reports and appraisals.
10. A complete and itemized statement of any and all post-petition arrears including each month in which the default occurred, and the amount of each monthly default.
11. A complete and itemized statement of any late charges to this loan from the date of this loan to the date of this letter.
12. The amount, if applicable, of any “satisfaction fees.”
13. A complete and itemized statement from the date of the loan to the date of this letter of any fees incurred to modify, extend, or amend the loan or to defer any payment due under the terms of the loan.
14. The current amount needed to pay-off the loan in full.
15. A full and complete comprehensible definitional dictionary of all transaction codes and other similar terms used in the statements requested above.
16. A complete and itemized statement of any funds deposited in any post-petition suspension account(s) or corporate advance account(s), including, but not limited to, the balance in any such account or accounts and the nature, source and date of any and all funds deposited in such account or accounts.
17. A complete and itemized statement from the date of this loan to the date of this letter of the amount, payment date, purpose and recipient of all foreclosure expenses, NSF check charges, legal fees, attorney fees, professional fees and other expenses and costs that have been charged against or assessed to this mortgage.
18. A complete and itemized statement of the amount, payment date, purpose and recipient of all fees for the preparation and filing of the original proof of claim, any amended proofs of claim, or any supplemental proofs of claim related to this mortgage.
19. The full name, address and phone number of the current holder of this debt including the name, address and phone number of any trustee or other fiduciary. This request is being made pursuant to Section 1641(f)(2) of the Truth In Lending Act, which requires the servicer to identify the holder of the debt.
20. The name, address and phone number of any master servicers, servicers, sub-servicers, contingency servicers, back-up servicers or special servicers for the underlying mortgage debt.
21. A copy of any mortgage Pooling and Servicing Agreement and all Disclosure Statements provided to any Investors with respect to any mortgage-backed security trust or other special purpose vehicle related to the said Agreement and any and all Amendments and Supplements thereto.
22. If a copy of the Pooling and Servicing Agreement has been filed with the SEC, provide a copy of SEC Form 8k and the Prospectus Supplement, SEC Form 424b5.
23. The name, address and phone number of any Trustee under any pooling or servicing agreement related to this loan.
24. A copy of the Prospectus offered to investors in the trust.
25. Copies of all servicing, master servicing, sub-servicing, contingency servicing, special servicing, or back-up servicing agreements with respect to this account.
26. All written loss-mitigation rules and work-out procedures related to any defaults regarding this loan and similar loans.
27. The procedural manual used with respect to the servicing or sub-servicing of this loan.
28. A summary of all fixed or standard legal fees approved for any form of legal services rendered in connection with this account.
29. Is this loan subject to any Electronic Tracking Agreement? If the answer is yes, then state the full name and address of the Electronic Agent and the full name and address of the Mortgage Electronic Registration System.
30. Is the servicing of this loan provided pursuant to any type of mortgage electronic registration system? If the answer is yes, then attach a copy of the mortgage electronic registration system procedures manual.
31. A copy of the LSAMS Transaction History Report for the mortgage loan account, with a detailed description of all fee codes.
32. Is this a MERS Designated Mortgage Loan? If the answer is yes, then identify the electronic agent and the type of mortgage electronic system used by the agent.
33. Is this mortgage part of a Mortgage Warehouse Loan? If so, then state the full name and address of the Lender and attach a copy of the Warehouse Loan Agreement.
34. Upon any default or notice of default, state whether or not the Mortgage Warehouse Lender has the right to override any servicers or sub-servicers and provide instructions directly to the Electronic Agent? If the answer is yes, then specifically identify the legal basis for such authority.
35. Is this mortgage part of a Whole Loan Sale Agreement? If the answer is yes, then state the name and address of the Purchaser, the Custodian, the Trustee, the Electronic Agent and any Servicer or Sub-Servicers.
You should be advised that you must acknowledge receipt of this qualified written request within 20 business days, pursuant to 12 U.S.C. Section 2605(e)(1)(A) and Reg. X Section 3500.21(e)(1).
You should also be advised that I will seek the recovery of damages, costs, and reasonable legal fees for each failure to comply with the questions and requests herein. I also reserve the right to seek statutory damages for each violation of any part of Section 2605 of Title 12 of the United States Code.
*Also note that mortgage servicers are required to fully answer all these questions within 60 days from the date they receive this letter in addition to acknowleding receipt of your request in the first 20 days. During that time they are forbidden to report late-pays to the bureaus as well.
A reader of the blog sent me this account of his experience with CPS!
When I read this, I have to wonder..... do the CPS people have the "common sense" to think this is not an allegation that even comes close to be child abuse?! Can they not think for themselves that, the claims against a person is ridiculous?
The reasons why CPS checked out this person is beyond outrageous - there is no abuse in the questions at all - in fact it was all about non-abuse!
Here is the Readers story, as he wrote it to me.
Near the end of september 2010, I had a very frightening experience with the childrens protective service. It all started with a knock on my door, from a women I'd never seen.
So of course I asked her who she was before I opened the door, she said she was from c.p.s. I opened the door and she was on her cellular phone.
The next block over I could see a police car doing a left hand turn, as if she were in communication with the officer. At the time I was already concerned as why she was here at my residence.
First off, I asked her why she was here? She there were allegations of abuse against myself. I was quite shocked, being that I never go anywhere, I have no friends,etc... Literally I have no physical friends where I reside. I'm a single father of two girls that I homeschool. I never go anywhere and my curiousity was spiked immediately. She asked if she could come in, I said certainly come on in.
The lady appeared to be nervous, which now that i think about it is quite odd. Anyway the questions she asked me were very odd in it self.
She said that there were allegations that I wouldn't give my children tap water. I responded with pure truth and she was shocked with my response. I said this"the municipal water supply is fluoridated ,and has traces of s.s.r.i. drugs in it.
First off she hadnt a clue of what an s.s.r.i. was and responded with isnt fluoride good for your childs teeth, I responded with pure facts again, and gave this woman a history lesson in regards to fluoride being used in the nazi death camps,to make the jews more complacent and docile.
She asked where I learned of this, I told her I read all day being that there isnt much work afforded this area. I've nothing else to do other than to study, and educate my children.
I was still quite frightened by this woman in my house, I mean really think about it. This woman has the authority to take the only things worth living for away from me. My girls. So the allegations continued.
The next one was hilarious, she said I refused to allow my children to receive their vaccination shots and I laughed sorta like you did in your investigation.. I said yes thats true, I refuse to allow my children to be poked with syringes filled with squalene, thimerasol, mercury,etc. I promptly produced my states exemption form. That was the end of that allegation.
It gets better. The next allegation was that I chose to feed my children predominately organic foods. I said yes this is true.. She asked why. I gave her a brief history lesson on g.m.o.,high fructose corn syrup and the links to esculation of diabetes in America.
By now it appeared to me this woman was feeling a little more secure in my place of residence.
But the next question blew me outta the water. She said that there was an allegation of me having a bug bag..I almost crapped my pants.. I couldnt believe it. I knew immediately this allegation was from someone I knew personally. Not someone online. Because I've never made a bug out bag video.. and anyway I told the worker that yes, I have a 72 hour bug out bag, She asked why? By then I had the lady cozy and quite interested in the things I had been saying. I simply responded with this answer." dont you think its good to have a 72 hour bag,we reside in a city with over 1600 known gangs,in the event of civil unrest dont you think it would be a good idea to evacuate? do you remember hurricane Katrina? or Haiti? "
That sealed the deal I believe in her mind, this was a black woman and both Katrina and Haiti devastated the black communities in New Orleans and Haiti. I believe it was clear in her mind that what I was doing wasn't criminal.
She asked my gals if I hit them, They said "oh yeah my daddy will whoop my backside if I say a nasty word" The woman asked me if this was true" I said yes ,and it is completely legal to spank your child in this state, in fact there are school districts here in my state that allow in in public schools. She responded that she had heard of that on the news." I immediately responded with more facts. That those schools had the lowest incidences of violent acts by the youth and the graduation rate was higher and there were less suspensions in those schools".
I think that closed it again. She asked to look in the refrigerator and I said sure and to look at the kids room, I consented. There were no questions of militia, secretive groups. Just questions about the things I hold dear.
My warning to other parents is this, If your gonna be a parent now a days you better be prepared with facts, data to back it and the guts to say the truth,and defend your right to parent in a safe manner, yes but in a manner that is appropriate to you ,the parent. The case was closed one month later and truely these people are terrorist. That is the way I feel, they can legally just come into your house investigate ,false allegations and if they aren't open minded to the truth just snatch your loves away..
This Article on Zerohedge has lots of information about the Foreclosure Fraud - from Thousands of Pennsylvania Foreclosures could be VOID - to a video of Fraudulent Attorney signatures and knowledge of Banks regarding the fraud.
At the link they have the documentation and filings regarding everything through scribd.
Portions:
Two Pennsylvania cases, one state and one federal, have exposed new types of document problems in foreclosure cases. One of the cases has potentially transformative consequences for thousands of troubled Pennsylvania homeowners. At the center of each is the same law firm: Goldbeck McCafferty & McKeever (GMM). A lawsuit filed by Patrick Loughren against GMM details how the firm allowed — and perhaps still allows — nonlawyers in its firm to file and prosecute thousands of foreclosures.
The Florida Rules of Civil Procedures require that all pleadings filed in a case be signed by a licensed Florida attorney. I have started to examine files and am becoming increasingly suspicious that this important rule is not being followed by the foreclosure mills.
I am therefore starting to examine all my pleadings closely and I encourage each of you to do the same. Ultimately I would like to build a database of these signatures to compare, so for those of you out there that are spending time looking at court filings, please start examining the signatures and making a cut and past document similar to the one I attach below.
My first example of gross irregularities in the signature of an attorney who makes filings in a court case comes from Ohio. The document was prepared by a reader of this blog and it comes from an Ohio foreclosure mill attorney. Please look at the sheet. There really is no commentary necessary regarding whether these were signed by the same person….
Given what we know about the foreclosure mills and their operations (particularly the offshore components of their practice) I cannot imagine that they are following this rule. (I mean the violate every other rule)
ORIGINAL ARTICLE HERE - This is a follow up of some Videos - I have inserted these in the original article also!
I have decided to put 3 very short portions of the video from the CPS people interviewing me. They are very short, just so people can hear and see the allegations I mentioned in my article about it, did in fact happen.
I am not a video editor, in fact it was the first time - It took me 2 days, just to get these out. Big learning curves on how to edit videos, for me.
Top Secret Agency portion
Conspiracy mind - World Ending - Renovations - Food - Weapons portion
Nigerian authorities will charge former Vice President Dick Cheney over a bribery scandal that is alleged to involve Halliburton, BusinessWeek reports. An arrest warrant "will be issued and transmitted through Interpol," said Godwin Obla, the prosecuting counsel at the Economic and Financial Crimes Commission in Nigeria.
The charges center on an alleged $180 million bribery payment used to secure a $6 billion liquefied natural gas contract. Prosecutors are also looking into international companies Saipem and Technip. Cheney was the CEO of Halliburton from 1995 to 2000, before becoming George W. Bush's running mate. "As the CEO of Halliburton, he has the responsibility for acts that occurred during that period," Obla told the AFP.
Nigeria arrested 12 employees of Halliburton earlier in the week, reports Reuters. The firm's offices in Nigeria were raided by anti-corruption police, although the company said that the detentions "had no legal basis and that its employees had since been freed."
Nigeria's Guardian newspaper reported the charges and noted:
An impeccable government source told The Guardian that upon the resolution by government's lawyers and the Attorney General of Federation (AGF), Mohammed Bello Adoke (SAN) that Cheney could not be absolved of complicity in the bribery scandal since he was at that time of the bribery in 2006 the Chairman of Halliburton.
I can't help it, Sometimes I just get SO EXCITED over things! This happens to be one of those times!
The Fraud of Halliburton..... Well that is another whole thick book, which continues to happen and be covered up!
We all know the Fed released the information of their 3.3 Trillion of loans given out yesterday.
In releasing the information it has been found, the Federal Reserve (it is NOT a Govt. agency - but a Private Bank) has bailed out (printed the U.S. dollar) foreign banks.
There is all kinds of information about this on the internet, from Bloomberg, - their headline this morning:Fed May Be `Central Bank of the World' After UBS, Barclays Aid.
To Zerohedge and their story about it: Meet The 35 Foreign Banks That Got Bailed Out By The Fed (And This Is Just The CPFF Banks)
Market Ticker and his story: First Blatantly Unlawful Fed Act: AIG Foreign Sub Stock
From CNN - a short Video about the FED and their Loans.
Now that I have given you a sample of the Information out there about the Fed bailing out Foreign entities with the Citizen's of the United States money, so there is no need to me to go into the finite details here.... I do have a question about it.
Does this stem from the MERS FRAUD? Is it possible the Fed has done this due to all the FRAUD of the Wall Street banks, were they in reality covering up the Fraud? I ask this due to the fact, the Wall Street banks have been proven to have sold MBS (mortgage backed securities) over and over to different bonds. Those MBS securities are purchased by foreign investors and countries. Knowing Wall Street would sell one mortgage multiple times over in different bonds and has made huge amounts of money on them, including selling them in AAA Moody ratings bonds. Though those AAA bonds were fraud, which the Wall Street banks sold, then turned around and shorted, so they have made literally millions off each $100,000 mortgage. Since the Fed Reserve and Treasury Dept are all previous Goldman Sachs executives, were they covering up for what boils down to the Fraudulent created MERS?
I find it very interesting that Goldman Sachs - The "We are doing awesome and no problems, Wall Street bank" took out Billions last year, the same year they had their BEST profit year ever! Then of course they gave Billions to those who work there as bonuses. The same firm who has given bad advice to countries, investors and those losing money due to Goldman Sach's advice, but Goldman making money every day so far this year. They give advice and then Short the advice in another area of the firm, which has been proven by the SEC earlier this year.
In fact Zerohedge had an article about Goldman apologizing yesterday to their clients for their "bad advice in the FX realm". What would be highly interesting, would be to find out if in another section of Goldman, if they were turning around the shorting the FX advice given to investors? But, do we really have to dig around to find out if they did or not? I would bet there is another division where the people heading it, have gotten bonuses on shorts of the FX that directly conflicts with their advice to others.
But, my whole question comes back full circle, to..... has these trillions of bailouts given to foreign banks been strictly for the "cover up" of MERS fraud? Did they know the FRAUD and try to cover it up this whole time by throwing money at all the banks and investors of the world?
Now, the world may suffer from the dollar inflating inflating inflating, due to all the money the Fed has printed to bailout the world with the U.S. dollar, this does not include the coming bail out of the European countries. How much will be printed for that bailout? How many more U.S. dollars will be on the market?
Oh, but of course we will be bailing out the banks of Europe, BUT the people of the U.S. have been told "there is not enough money to keep your unemployment benefits going, anymore"! So millions have lost their unemployment benefits this week, of course when you are going to hit someone in the stomach, do it 3 weeks before Christmas too! So those who have lost their little bit of money, they were desperately trying to survive on.... Now get to tell their children "Santa, may not come this year"! Besides that, we may not have a house to live in next year either!!
Also, lets not forget MSM actually acknowledging inflation of food now..... BUT will Social Security come back and say "they were wrong" in not increasing those on Social Security for 2011 - per them saying there has been "no inflation"? Did MSM conveniently wait to start reporting on all the food inflation, energy inflation, etc., until after Social Security announced "no increase, for the 2nd year in a row"?
Yes, I have multiple "rants" in this one post, but do they all actually fit together and a finger point at MERS?
If you want to say I have a "Conspiracy Mind" for asking these questions and trying to put 2 + 2 together in the whole financial mess... then go right ahead. All I do, is put this little piece with that piece and see if the puzzle fits. In my opinion, the puzzle is fitting nicely - in that ultimately the whole financial mess has been a Cover Up of MERS FRAUD by the Fed and Treasury Dept. - which is in fact Wall Street Banking and Investment firms FRAUD perpetrated on the World!
UPDATE 12/2/10 11:23am est - OMG - If this doesn't Prove The Fed has been working to cover Up the Wall Street Fraud and Protect the Bankers at ALL COST! I don't know what does! The Fed wants to Control the Truth in Lending Law!! It would make it much harder for people to fight the Foreclosure Fraud and Predatory Lending! This is the most blatant and obvious F.U. to the "regular" people, I have seen from the Federal Reserve Yet!
Portion from article:
WASHINGTON — As Americans continue to lose their homes in record numbers, the Federal Reserve is considering making it much harder for homeowners to stop foreclosures and escape predatory home loans with onerous terms.
The Fed's proposal to amend a 42-year-old provision of the federal Truth in Lending Act has angered labor, civil rights and consumer advocacy groups along with a slew of foreclosure defense attorneys.
Critics say the proposed change by the Fed would render the rescission clause useless. The Fed proposal would require homeowners who seek a loan rescission through the courts, to pay off the entire loan balance before the lender cancels the lien.
I have been very hesitant about releasing what happened to me regarding Child Protective Services. But after discussing this with Dave Hodges, from the Commonsense Radio Show on Republic Broadcasting, he said I need to get this information out to the public.
This happened about one month ago now.
Here is how it all began.
I got a call from Child Protective Services, the woman said they had gotten a "call" about me and abuse of my child. I was in shock, when she told me this. I was completely confused and it also freaked me out, as I could not comprehend on why someone had called Child Services on me. Anyone that knows me, knows how blessed I feel, in having my "miracle child"!
I asked the woman, if they were going to have to go to her father's house also, she said "OH, I didn't know the father did not live there". I gave her, the father's phone number and name. I also, asked "How can I be sure, you are who you say you are". She gave me the phone number for the office and said I could call it back. After she let me know they would be at my house early the next morning and I was still completely freaked and confused on how someone could even think I have ever abused my child, I hung up. I called her father and let him know what was going on. The phone call was just a few minutes before my child was due home from school.
When my child got home, I got a bigger shock! My child told me, child services had come to her school that day and interviewed her! I told her to wait, to tell me anything, as I wanted to put her on speaker phone with her father so she could tell us at the same time, what questions they asked.
My child said, these are the questions they asked " Does your mother have SOLAR PANELS? Where Exactly does your mother take you camping? Where exactly have you gone hiking? Do you hike and then camp? Does anyone else go with you camping? What do you do when you go camping? Does your mother have alternative energy? Does your mother have stored food? Does your mother have any guns? Does your mother saying anything about "The end of the world"? What kind of remodeling has your mother done to your home? Do you have a "safe room", like a bomb shelter in your home?
***EDIT***12/5/10 9:20am est - I forgot to include another question, they asked my child: IF your mother takes you to church and exactly which church do you go to? They did not ask ME that question when I was interviewed - BUT they did ask the father that question in if he knew, if I take my child to church or not. I was surprised at this question, I thought there was a separation of Church and State and did not know those type questions were allowed. - END OF EDIT***
My child also said she told child services, her father does not live with me and there was shared custody and that included being at my house for one week and then her father's house for one week. So my child TOLD Child services the father and I did not live together! I was upset, as the woman then lied to me on the phone saying "She did not know the father didn't live here". I hung up with her father to call Child services and confront the woman. Besides Child services asking what I considered were the MOST Bizarre questions I had EVER heard of, for a child abuse case! What the the World do ANY of those questions have to do with "Child abuse"?!!!!!
When the child services woman answered the phone, I started into her right away, saying she was not truthful about not knowing the father didn't live here to me on the phone earlier! She was a little taken back it seems, that I would be confronting her as I was! She said "she did not remember my child telling her that"! I was telling her "Really?, MY Child TOLD you all about her living with her father and about her brother there and Everything, and you DON'T remember that?!" She said "No" she didn't! I then said I had a HUGE problem with that fact then, because "What else, doesn't she remember in her conversation with my child, when she had just interviewed my child?". I also asked her "Why in the world would you ask a child about "the end of the world and even put any ideas like that in a child's head"? She was flustered and said "they have to ask questions in regards to any accusations".
I told her " I will have witnesses here tomorrow, to make sure things stay "straight"! I also told her, she would NOT be allowed anywhere else in my house, EXCEPT for my child's room, since that was required. *Child services has to confirm a child has a bed to sleep in, clothes and food, with any visit to a home*. She asked me Why - they would not be able to see the WHOLE House? I told her, because the ONLY thing required is her bedroom and that would be IT! She somewhat hung up the phone on me, with exasperation from the call.
I was One Upset person now! To me this was the Most Bizarre event happening. I sat back down with my child and asked her.. "was there anyone else in the room besides the child services people?" My child said "No". I then asked my child "Did they ask, if I have ever hit you, did they ask if I drink, did they ask if I do drugs"? She said "No", they did not ask ANY questions such as that! I was NOW completely confused! How in the heck, is it Child services did NOT ask what I would think would be NORMAL Child Abuse questions that would be abusive to a child! NOT ONE NORMAL CHILD ABUSE QUESTION WAS ASKED!
I called my sister, who lives by me and then I called some neighbors and asked them to be witnesses the next morning. Also I asked my sister to bring her video camera, as I wanted to TAPE the whole Child services interview!
The next morning, my neighbors and sister arrived early and my sister set up the camera, we waited.
The child services people as I opened the door saw the video camera rolling - there were 3 of them. The woman had brought her associate and her supervisor with her. They waved at the camera and I told them, for their protection as well as my own, the WHOLE interview was going to be recorded.
I told them, I had a right to know what the Accusations were against me, though they did not have to say WHO made the accusations, as soon as they acknowledged the camera.
The woman said the accusation was "mental abuse and neglect" against me. I asked how child services, decides if there is "mental abuse", since that is very subjective in opinion? They simply agreed it was "subjective". I then said, "Well, I will show you her room, clothes and food now, so that part is over with". I took them to her room (I had all doors shut to all rooms of the house, as I felt it was none of their business in seeing any other rooms of my house). Then we came back and I opened up the fridge and freezer and then showed them the pantry, so they could see food was there. My sister followed us with the camera, everywhere we went, taping the child services workers.
They then asked if they could sit down and discuss the accusations. First they asked me "normal questions, my date of birth, my name, my child's date of birth, my address, and other form questions as that.
They then asked me, if I had ever talked to my child about "the end of the world"? I told them "No, in fact I asked my child if kids ever said anything about it, just a couple of weeks before. My child told me "Yes, kids say stuff about 2012" I told my child NOT to listen to any of the ridiculous stuff kids say". I then told the child services people, I know they asked my child about it the day before and my child TOLD them I had NEVER said anything about "the end of the world" to her! So don't they take my child's word for that?! She said "Yes, they do". So I said "then you know I have not said anything regarding end of the world type stuff".
Then she asked if I had "stored food"? I told her... I follow the guidelines which FEMA has up on their site and I am a Red Cross Volunteer and have gone out on disasters with the Red Cross and I have had all the training with the Red Cross, in knowing that people should be self reliant for a couple of weeks, without needing help from the government or any other source during that time. So "I follow the Guidelines of the government and recommendations from the Red Cross in that respect"!
They then asked if I had an "alternative heat source" for my house! I said "Yes, I have a Yukon Eagle heater, which burns, wood or natural gas for heating my house". I said "I have saved lots of money by heating my house with wood, compared to natural gas". oh, they said "a problem with it could be carbon monoxide", I told them, natural gas heaters had problems with that, besides I have carbon monoxide sensors. . They asked if they could see it (which it is downstairs in my basement), I went and got a brochure and the owners manual on it from my file cabinet and handed it to them, so they could look at it there. I was not going to take them downstairs to my basement, as I felt they did not have a right to "check out my house in all ways". They mentioned wanting seeing it once more, I ignored it and I went on to another subject. The supervisor was familiar with the unit I have, as he said they have lots of them up north, where he came from.
Then they asked me, "what renovations have I done on my home and do I continue to do renovations to it"? I laughed and looked at my neighbors and sister as they too laughed. I told them, I have done lots of renovations, and my sister and I put the wood floors in here, I tiled the entrance and I just redid the hall ways and the outside entrance. I also had taken down walls. The supervisor asked "what walls and where exactly were taken down"? I stood up and said "right here, I took down walls that used to go across here and the wall that separated the kitchen and den".
She then said "We understand you are a "blogger" and what exactly is your blog about, also it is said you have a "conspiracy mind"? I was a little shocked at this question and told them "mainly my blog is about the Foreclosure Fraud that has been happening". They asked how many hours I spend blogging, as that is where the "neglect" part of the accusation came in, in that I spent most of my time "blogging". I told them the weeks I don't have my child "I blog more and spend more time on the computer". But when I have my child, I spend time with my child! My neighbors piped up and said, "we see her outside playing with her child and she is probably one of the best mothers and my child is about the most well balanced child they have ever come across". One neighbor said "we would not have the problems we do, if all kids were raised, as I was raising my child, as she is so balanced".
I told the child services people, "I spend lots of time with my child and I was raising her to "give to others" and that my child and I do fund raisers for the Red Cross and she loves volunteering and doing what she can for others!" I told them, "I have let my child know, doing for others is one of the best things you can do in your life and beauty comes from the inside, not the out".
Then they said "Well, here is the biggest accusation and one of the oddest accusations we have had before. They said I was accused of "Being a member of a Top Secret Agency, that worked against the Government". My sister, neighbors and I began laughing very hard with this! I looked at them and said "Are you Serious?"
I asked them to repeat the accusation, after they did, I just laughed and said "No" as I continued laughing!
The supervisor did say "Well, I would think you would be having "men in black" come see you, if you were".
They then began talking about "militias" and how they raise their children, I just listened to them and the way they were saying it, left it with a question to me on if I was involved in any. I made a comment saying "I would have absolutely no clue, about anything regarding militias, as I had never entered that realm or researched militias".
I asked them directly and asked them to be honest, regarding them seeing any validity to the accusations.
They said, "they didn't see any problems or validity of the accusations to me, before they left".
I was waiting for all the questions about my camping with my daughter and so on.... those questions never were asked and at the time I did not think about asking about it either.
I asked them "do you have any more questions"? They said 'No".
They were at my house for about one hour and after they left, I called my child's father, to let him know they were on their way.
After a few hours, my child's father called me and said "they had been at his house for 2 HOURS and the whole time, they were grilling them about ME"! He said, they asked him all kinds of things about my camping, and if HE knew where we went and what we did while camping! He also said "they said they were concerned, since I did not let them see the downstairs of my house". He said they asked him, if he knew what my blog was about and did he read it? He told them "mainly financial stuff and the diseases from last winter and if they were so worried about it, they could get on the internet and read it themselves".
I was completely flabbergasted! I was "WTF"? They did NOT ask ME about my camping with my child and they had TOLD me, they didn't see any problems, yet they were telling my child's father something different! I called and recorded my message for the child services woman saying "I don't understand where there is a problem with me taking my child camping and Where we go, as you Never asked me a single thing about that"!
I will say, I have left 3 messages for her, since that day, asking for clarification on what the problem is with camping and Why is there a problem with our camping? I have never received a call back! Last week, I called and spoke to the supervisor that was here that day and said I wanted to know what accusation was in my regards to camping with my child? He had to look and would call me back. When he did call back, He said "he could not find one on the paperwork". He also said, the accusations were unsubstantiated in their opinion, but they were going to be talking to my child once more. ***That has still not occurred, as of writing this***
SO....... I still would like to know why there were so many questions about my camping with my daughter and where we go camping, hiking and what we do, when we camp. When they had asked my child she told them "we camp in a tent and make sure not to be next to an RV, due to their generator noise and we go hiking to falls and on trails". So if my child told them the type of stuff we do, they don't ask me, BUT then they grill my child's father on it..... What the Heck is WRONG with Camping?!
The day they were here, I will admit, I was completely Freaked out the whole time, as I had never had anything like this happen before. I did not confront them, with the questions they asked my child and why they asked my child the type questions they did, as I wanted to say as little as possible and not open any doors for them to conversations! I do regret now, not confronting them on the camping, solar panels, alternative energy, etc. when they were here. I also feel, they did not want to get into those questions, due to the camera filming everything too!
I did ask them.... were there any claims of "physical abuse" and they said "No", there was nothing in claims of my abusing my child that way, only the "mental and neglect".
Now here are my questions about this whole ordeal.............. and the accusations of Mental abuse and Neglect.........................
How does if I have Solar panels have anything to do with of those two accusations?
How does Where we go Camping have anything to do with those two accusations?
How does where we go hiking have anything to do with those two accusations?
How does what we do when we go camping have anything to do with those two accusations?
How does Who has ever gone camping with us, have anything to do with those two accusations?
How does if I have any stored food, have anything to do with those two accusations?
How does if I have an alternative heat source have anything to do with those two accusations?
I would like to know How doing Renovations on my house has anything to do with those two accusations?
How does what I write on my blog, have anything to do with those accusations?
I could possibly understand, if a parent talked about the "end of the world" to a child, how that would completely mess up a child's mind, so in that regards, I do not believe that is such a "crazy" question! Though I did want to ask the child services people - "Are you going to go after those children's parents, the ones who are telling MY child, the "end of the world is coming"? But I did not.
I would like to know in fact, in my doing lots of outdoor things with my child and going camping, is that not then a conflict to the accusation of neglect of a child? To me, that means a parent is far from neglecting a child, as they are spending time with the child outdoors, spending time together without T.V.s or other distractions! When did camping become being part of child abuse?
To sum this up, I drove myself crazy for awhile, wondering WHO would have made these accusations against me. I have accused a family member to thinking it was possibly a neighbor, to her father's relatives. BUT, now that time has gone by and I have been able to think more clearly about it, including having a conversation with Dave Hodges from the "Commonsense Radio Show", I am now of the opinion, another branch of the government, possibly sent Child Services to my home.
Dave Hodges, mentioned he has had previous shows about Child services and they are used by other branches to find out what people have or don't have, as it is the easiest way to get information.
A person can not refuse child services into their house as they have a complete right under law to come in and they have to see a child's room, clothes, and food, no matter what the accusation is.
One point I found out, after my child was interviewed, is.... they interviewed her, without anyone else in the room, I found out, a child has a RIGHT to have their own advocate and witness in the room with them when being interviewed by any government agency! I have let my child Know the rights now and have said "if they ever come back, you can Insist on having someone else in the room with you, Including your parents"!
Where does that leave this all?
I was fearful of revealing this information, in case child services could come back on me for it. But Dave Hodges explained "People NEED To know what is Happening" and "the more exposure to it, the less they can get you"!
I don't know if all of that is true, but the hours I have spent dwelling on this whole ordeal, I have come more convinced, None of it makes ANY SENSE! The accusations do NOT match the questions! The questions had Nothing to do with Child Abuse! The questions were All about What I may or may NOT have!
So, is it actually from my having this blog and the comments I have made in regards to my thoughts and opinions on various subjects?
I will also clarify, I understand from seeing and living first hand, what disasters are like and what you need. I have experienced seeing them through the Red Cross, when I have gone out on disasters as a volunteer and I have lived through a major disaster, when I lived in St. Croix Virgin Islands when Hurricane Hugo hit. I lost everything I owned and it basically wiped out the whole island. I lived without electricity for 8 months after, besides having to live in an incomplete Hurricane damaged house and living with doing for yourself and others for a few weeks immediately afterward. We did not have the grocery stores or anything immediately after for a few weeks, in fact, I learned very fast, why having a little extra food is a good thing. There is nothing wrong with understanding "disasters do happen" and having some things in ready. Ask those, who went through Katrina, ask those who have been flooded out in Iowa, Nashville and other places. Ask those who due to ice storms have lived without electricity last winter in Kentucky or in the North East. Ask me and all the others who were isolated on St. Croix for a time after Hugo, before any help could arrive. Ask those in Haiti after the large earthquake.
But, what does being prepared as per the FEMA government website and other organizations recommend, have anything to do with child abuse? So, IF someone does Follow the guidelines of FEMA, then they are possibly on a list for the government to check out or being accused of child abuse?
So...... now the question is, are others who have been public about their opinions on varied subjects, have had the government check on them? Has child services been used in other cases where they asked bizarre questions, compared to abuse questions?
Dave Hodges from the Commonsense Radio show and I may join forces to find out, if there are other cases and people out there who have had this similar type incident happen to them? Is the government going around and trying to find out, what people may have or not have? Is the government going around, trying to find out if there is a "place in the woods" people plan on going to (hence the camping questions)?
***Note*** I have talked to Dave Hodges yet again today, he feels after talking to someone else who is an expert in regards to child services, is that I was being profiled and assessed in what kind of "threat" I may be for homeland security.
If that is the case, does that mean having a voice and using our voices to speak up in what we feel are wrongs happening in a peaceful manner and exercising our "rights" as citizens, we are then considered possible "threats"? So does that mean everyone in the United States who may not have a blog, yet they still will voice their thoughts and opinions on what is happening in the United States and around the world to friends and co-workers are possibly "threats"?
Yes, I have a blog, it is a place where I can voice my peaceful but frustrated opinions at times and provide information some may not be aware of at times. Does that make me someone "to watch"?
I would like to say "I have more faith in our government, than them feeling people exercising their First Amendment rights to Free Speech are "threats" to the government, when they are done in a peaceful manner". But can I say that with full confidence? Right now, I am not sure. If this whole ordeal was to find out what I may or may not have and to do an assessment on me by the government, then I would like to know...... have I moved to another country and just not know it? Have I moved to a country that feels everyone is a threat who may not agree with their policies, they are profiled and are threatened with their children being taken away?
What country have I woken up in and when exactly did I move from the country I thought I was living in?
I have always raised my voice, when I use to think it mattered to the politicians. I have called our elected government officials many times and voiced my opinions on bills (TARP, Stimulus, FISA) and have emailed all I could voicing my opinion in Washington, D.C. I have always felt we should stand up and have our voices heard. When I gave up, in realizing Washington D.C., was deaf to the people's voices, is when I gave up trying to have my voice heard with them. I then began this blog, through the frustration of talking to the elected politicians as much as possible and knowing I was drowned out through the "yelling" of the lobbyist and big money of corporations and banks.
So, I have had my little blog, to give a spot for my voice, I do not break the law in any manner by voicing my opinion, but due to my voicing my thoughts and opinions, on my small blog ...... it seems, I may be considered a possible "threat"?
Someone.......... please wake me up, when I am back in the country I thought I was living in!
***Also, this is why, some may have noticed I have been slack on my "foreclosure fraud" information over the last month and not on it as much as I was previously, but I am getting back to myself now****
***UPDATE 12/5/10 - 10:50am est - I realized last night, as I continued thinking about this CPS ordeal and still trying to put the pieces together - this CPS interview happened within days of a conference call I had with a couple of Large Class Action Law Firms - regarding "the strategy" and what needed to be done to begin Class Action Foreclosure Fraud Law Suits in all States. I have no idea if this was the catalyst to the CPS allegations. What is also interesting, is we were suppose to have another conference call, the day before this happened - that call did not happen and since the firms have not gotten back to me, yet Class Actions were suppose to begin. This was not information I wanted to release, it may or may not have something to do with this. End of Update**
OH, one other comment - my child went from being a Straight A student with a couple of B's all her school years, to getting F's on tests and began failing classes, the week after this happened! My child was very Traumatized by the Child services ordeal, as she was/is aware of child services and what they do from T.V. etc. and she was Freaked out that she may be "taken away"! So...... she has now just begun "not worrying" about it at this time.
I have decided to put 3 very short portions of the video from the CPS people interviewing me. They are very short, just so people can hear and see the allegations I mentioned in my article about it, did in fact happen.
I am not a video editor, in fact it was the first time - I has literally taken me two days, just to get these done and even then, they cut off - not at the places intended. Lots of learning curves for me, in editing a video in anyway.
Top Secret Agency portion
Conspiracy mind - World Ending - Renovations - Food - Weapons portion
