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Showing posts with label mortgage auditing. Show all posts
Showing posts with label mortgage auditing. Show all posts
Tuesday, May 15, 2012
Defense against a Fraudulent Foreclosure - Do NOT ask for "Wet Signature Note" as a Defense - Use Article 3 and 9 - Those win!
This is another guest post by Jesse Scott of US Mortgage Auditors.
He did this very short information article so people understand where a defense works and where it does not. Many attorneys are asking for the "Wet Signature Note" and the banksters attorneys are loving it. They win on that fraudclosure argument.
He is trying to get the information out for attorneys to use Article 9 and Article 3 of the mortgage contract against a Fraudclosure.
Message From Jesse:
This relates to Article 3 and Article 9
This other side ( The Bank ) will always sue on the bases of Article 3 . WHY? .Under Article 3 The only requirement is to show up and say, here is the Note and you lost your case. Sounds familiar?? Ladies and Gentlemen and Lawyers please understand. STOP ASKING FOR THE WET SIGNATURE NOTE. YOU WILL GET NO WHERE. This is how they confused the issue. And to my wonderful attorneys out there struggling with this. This is how you fight them Article 9 . "Research it " I am not going to give you all the answers.
Article 9 is based on negotiable verses non-negotiable instruments. Prove the other side ( The Bank ) had or has a proper chain of title as it relates to the trust that the mortgage was securitized in. And PROVE that it is BROKEN. If the MORTGAGE and NOTE separates , that means, The instrument becomes (NON-NEGOTIABLE ) ie: the mortgage or Deed of Trust.
Ok Ok i know what your thinking my great and fearless lawyers. Now STOP IT. Your probably thinking well they still owe the money that they borrowed! Kudos to you, YOU ARE RIGHT . However if the mortgage has been separated. The best the other side could do is sue on the NOTE. Yes it becomes an unsecured debt. They can not enforce a non negotiable instrument on the property. So while your negotiating with the banks please stop asking for the Wet Signature Note. They are laughing at you all the way to the .......BANK.
Keep up the Fight
Jesse S Lesuer
Senior Mortgage Fraud Investigator
Securitization Auditor
1-866-358-2738
As I put on the side bar about Jesse and he did my mortgage audit for me.
Sunday, February 12, 2012
Do Not Worry , be Happy about the AG's settlement of Foreclosure Fraud with the Banks! The AGs have now had the banks admit to foreclosing on people by fraud! We can defend ourselves in court even more!
I want to make sure people understand not to worry about the AG's settlement with the banks for all the foreclosure fraud.
This does not affect individuals for suing the banks for the foreclosure fraud and the fraud of their own loans.
In fact, this actually is good, because the banks have now admitted guilt by settling with the AGs.
But was is disturbing is the AGs signed the documents and settlement without it being fully written out. So now, what more will the banks put in there that the AGs have already signed? How could those who are suppose to be the top legal people of each state, sign a contract that was not yet written? That is fraud in itself and that was committed by the AGs, if I completely read this article correctly on Zerohedge.
I would like to say. I have partnered (meaning.. to help people win against the foreclosure fraud, by getting info out) with someone (Jesse) who does mortgage forensic scrutinizing. He has been traveling around the country testifying at foreclosure defense trials. He has been winning the cases with the lawyer, as he has explained the mortgage fraud in the courtroom, where the judge can understand.
Jesse's site is USmortgageauditors.
I am going to be having him be the first ever guest post on this blog. I feel what he has to say can help people every where.
I believe it is important that people now understand, it is up to all of us to stand up against the foreclosure fraud of the banks.
Do not fear what the AGs did, embrace it, because now there has been a complete admission of guilt and that they have foreclosed on people fraudulently in the past. This is a good thing! In fact THANK YOU AGs, for having the banks now admit they have committed fraud of foreclosures! You have now helped us fight the banks in court and their fraud by having them admit to fraud.
Understand, we the individuals can STILL STAND UP! There was nothing in that agreement that stops everyone from taking the banks to court and revealing the fraud they have committed and still commit!
That is also why they will want to modify every loan, to make sure all the loans are fixed and their fraud is covered up.
DO NOT MODIFY YOUR LOAN!
Jesse is putting together a guest post to help people understand the fraud in their mortgage papers and how to win it. Also Jesse and I are talking about doing a weekly radio segment that would be a question and answer for people to call in about their loans and the fraud of it.
Jesse has just completed the forensic scrutinize/audit of my own mortgage and has come up with some very interesting information.
Also I know he has been finding out right fraud in many mortgages that is so outrageous, yet the banks are never criminally charged for the absolute lying proven fraud in the courtrooms.
Labels:
AGs,
bank foreclosure fraud,
jesse S,
mortgage auditing
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