Class Action Suit Against Citibank for not Responding to RESPA Letters sent by Homeowners.

I have a tab/page that is strictly a RESPA letter to send to your mortgage lender.

By sending the RESPA letter the banks are required to answer all the questions you have to your lender regarding your loan.   Of course they can not answer all of them due to the Fraud they commit with mortgages.

Many times people get back letters from the banks with some of the information but then a note saying "other information is privileged information."

There is a Class Action Suit that has now been started against Citibank for them not responding to the RESPA letters. 

Law Offices of Rosario Sicuranza

This Is An Class Action Already Filed Defendant Type Mortgage Company Defendant Company Citimortgage Scope of Investigation Court Having Jurisdiction United States District Court of NY Eastern District Cause of Action The case alleges that CitiMortgage Inc. routinely violates section 6 of RESPA by not responding to QWR\\\'s, or responding inappropriately with form letters that are completely unresponsive to th Who would Qualify Any homeowner with a CitiMortgage, INC serviced mortgage who sent in a QWR to Citi and received nothing in return, received a form letter response or a non-responsive response from Citi. Here is the text of the complaint...

When you see the above "QWR" here is what it is:

What is a QWR?

A qualified written request is a legally crafted letter written pursuant to Section 6 of the Real Estate Settlement Procedures act of 1974 to your lender requesting that an issue related to a real estate based loan or a mortgage be cured -AND- that the lender send you documents related to such loan be forwarded to you. The QWR does two things for the homeowner. First is sets off 2 timers. The bank MUST acknowledge the receipt of the QWR with 20 days of its receipt. Secondly, the bank must resolve the issue within 60 days. The bank is PREVENTED BY LAW from reporting the homeowner as late on payments during this 60 day period and most of the banks continue to halt late credit reporting after this 60 day period. Further, the lender MUST forward with their answer to your QWR, a phone number and name of an individual employee of the bank who is assigned to handle your issue. This is a much better situation than being one of the millions of blind sheep that call in on the customer service number for help to be rebuffed, ignored, put off or denied by an $8.00/hour bank employee with no ability to effect a change for you.

 I can not impress enough that people need to send out the RESPA letter that I have on the page no matter where you are with your mortgage, behind or not.

We all have to hold the banks accountable to their fraud.  The more that people stand up the more the people will win.  The banks have committed fraud and we the people are having to pay for their fraud over and over again.

It is time for all of us to help stop the fraud, we do this by working collectively to expose the fraud over and over again, until all judges rule correctly with contract laws and not ignore them for the  banks.